Is it illegal to help customers collect agency fees for bank loans?

Legal analysis: law. It is legal for a loan intermediary company to collect agency fees. Intermediary fee is a legal charging item of the country, as long as it does not exceed the standard, it is a legal loan fee. Because there are some cost problems in the process of loan, such as insurance premium, agency fee, license fee, entertainment fee and so on. Therefore, it is legal for a loan intermediary company to charge an intermediary fee.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 961 An intermediary contract is a contract in which the intermediary reports to the client the opportunity to conclude a contract or provides media services for concluding a contract, and the client pays the remuneration.

Article 962 The broker shall truthfully report to the client the matters related to the conclusion of the contract.

If the broker intentionally conceals important facts related to the conclusion of the contract or provides false information, which harms the interests of the client, he shall not ask for payment of remuneration and shall be liable for compensation.