The printing process of loan details in different banks is different. Please consult your loan bank for details.
For Ping An Bank loan customers:
1. Mortgage/credit loan:
① Print/query through advanced online banking.
(2) Personal loan center print:
Shanghai Branch: Please go to Changshu Road Personal Loan Processing Center/Punan Personal Loan Processing Center to print, or you can confirm with the nearest outlets whether you have the right to print. I will take my ID card and bank card to the local personal loan center for printing (in Shanghai, I need to go to Changshu Road Personal Loan Center/Punan Personal Loan Center for printing);
Other branches: I take my valid ID card and debit card to the personal loan center of the branch (cross-branch is not allowed) to print/inquire, or I can confirm with the nearest branch whether I have the right to print.
2. Car loan:
① Pay attention to the official account of "Ping An Bank Auto Finance" WeChat through personal WeChat for inquiry.
② Print the details of car loan repayment (including paid or unpaid plans) at the local car loan outlets with your ID card. Cross-outlets are not supported.
Reply time: 202 1-05-24. Please refer to the latest business changes announced by Ping An Bank in official website.
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How to query the repayment record of car loan
To inquire about the repayment records of their car loans, customers can take the following ways:
1. Check the bill repayment details in the online banking/mobile banking client of the auto loan handling bank or the loan APP of the auto consumption finance company.
2. Go to the offline business outlets of the handling bank (auto consumption finance company) near the place where you work and live to find the counter staff to apply for inquiry and print the repayment list.
3. Look through the repayment reminder messages received in the mobile phone and sent by the handling bank (auto consumption finance company) every month. The content of the message will generally indicate the amount that should be paid this month, the remaining unpaid amount and other information.
4. The car loan repayment bank card issuer inquires about the details of the expenses in the card to understand the monthly expenses of the car loan.
5. Call the service hotline of the handling bank (auto consumption finance company) directly, and consult the customer service staff about the repayment situation through the manual service channel to find out how much has been repaid and how many periods have not been repaid. However, this move may not find a more detailed repayment record.
Matters needing attention in automobile loan repayment:
First, confirm whether the loan has been paid off in full.
The loan has been paid off, please don't relax and be happy too early. At this time, you should go to the bank to check whether your loan has been paid off in full. Because car loan repayment usually lasts for several years, some car owners may remember the wrong deadline, resulting in less or more than one or two months, which is not worth the candle.
Second, the registration certificate
The old driver first said that after confirming that the loan has been paid off, the car owners should immediately take their ID cards to the 4S shop where they bought the car to get the registration certificate. This certificate is as important as the property right certificate of the house, which proves the ownership of the car. Therefore, the owner must take this certificate in his hand after repaying the loan.
Third, the procedure of releasing from custody.
If you want to own the car completely, this procedure must be handled. After paying off the loan, the owner needs to take the relevant documents, that is, the registration certificate mentioned above and the repayment information presented by the bank, and go to the relevant departments for decompression. Note that the right to prepare the vehicle really belongs to you only after this procedure is completed, and its importance is self-evident.
Where can I check the car loan repayment record?
You can check the repayment of car loans in WeChat applet, or you can check it in WeChat official account. The specific method is as follows:
1. First, select the WeChat application logo on the mobile phone interface, and click to enter the WeChat main interface.
2. Then select the search logo at the top of the main interface, and take Toyota Finance as an example to search for Toyota Finance.
3. Find Toyota Finance and click Enter, then click the loan inquiry sign at the bottom of the interface, and click the repayment plan and statement in the secondary menu.
4. At this time, the repayment plan and statement entry appear in the interface. Click Enter, and you can see that the green record is the record of completed repayment.
5. Select the "Load More" sign at the bottom of the interface, and you can see that two records in black font show records that have not been repaid. Select the record at the top.
6. In this interface, you can check the monthly repayment amount, and the latest repayment date of each period is also indicated below. You need to deposit the repayment into the agreed account before the deadline.
How to find car loan repayment information through the network?
You can check the details of bill repayment online in the online banking/mobile banking client of the auto loan handling bank or the loan APP of the auto consumption finance company.
If you want to check your own car loan repayment records, customers can take the following ways: check the details of bill repayment in the online banking/mobile banking client of the car loan handling bank or the loan APP of the auto consumption finance company. Or go to the offline business outlets of the handling bank (auto consumption finance company) near the place where you work and live to find the counter staff to apply for inquiry and print the repayment list. You can also look through the repayment reminder messages received in your mobile phone and sent by the handling bank (auto consumption finance company) every month. The content of the message will generally indicate the amount that should be paid this month, the remaining unpaid amount and so on.
Offline, you can choose the issuing bank that returns the car loan to inquire about the details of the expenses in the card, so as to understand the monthly expenses of the car loan. Call the service hotline of the handling bank (auto consumption finance company) directly, and consult the customer service staff about the repayment situation through the manual service channel to find out how much has been repaid and how many installments have not been repaid. However, this move may not find a more detailed repayment record.
Is it overdue to pay back the car loan one day late?
If your car loan has a grace period for repayment, and the time exceeds 1 day, then one day late is not overdue. If your car loan has no grace period, it will be overdue after 1 day. If the lender can't repay the loan on the repayment date, it can negotiate with the loan bank or the auto financing company to show its own situation and apply for deferred repayment. Some commercial banks can tolerate one or two overdue cases.
As long as the loan repayment time applied by the lending institution does not exceed the repayment grace period, it will not be regarded as overdue by the lending institution. It should be noted that if the grace period is marked in the contract, the late payment fee will not be deducted if the car loan is overdue for one or two days. If there is no grace period, a certain late fee will be deducted if it is overdue.
Where can I play the repayment form of China Bank's car loan?
China Bank's car loan repayment list can be printed after being queried in the transaction details. The methods and steps for querying the account balance and details are as follows:
1. Counter inquiry: You can check at the bank counter with your ID card and bank card;
2.ATM inquiry: insert the bank card into the ATM, enter the password, and click Inquiry to inquire about the balance and transaction details;
3. Online banking inquiry: log in to official website Bank, click online banking login, fill in the correct password or log in to inquire.
This concludes the introduction of automobile loan repayment schedule and automobile loan repayment schedule. I wonder if you found the information you need from it?