1, new car insurance premium
New car insurance costs mainly include compulsory insurance costs and commercial auto insurance costs. Compulsory traffic insurance is compulsory insurance for the country, and every owner has to pay it, and the price is unified throughout the country. Commercial auto insurance costs, such as car damage insurance, three-person insurance, vehicle personnel liability insurance, etc. It is related to factors such as car price and region, because there are many types of insurance involved.
2. the down payment for buying a car.
The down payment fee is generally 40% of the car price, and the high-income customers of institutions or large companies can be appropriately relaxed to 30%.
3. Credit fee
Bank loans are subject to consultation and investigation before lending, so 1% of the loan amount is generally charged, which varies from bank to bank.
4. Notarized mortgage fee
When handling the notarization mortgage of vehicles, you also need to pay the notarization mortgage fee around 800 yuan with the receipt. Note that this part of the fee needs to be paid in installments of the mortgage loan.
5. Performance bond
The performance bond shall be charged at 3% of the loan amount, and 3,000 yuan shall be charged uniformly if it is less than 3,000 yuan. After the loan is paid off, the deposit will be refunded in full.
6. License fee
The registration fee refers to the fee for applying for a car license. If you choose to apply for it yourself, you will be exempted. Generally speaking, the new car registration fee mainly includes the new car online inspection fee, photo rubbing fee and new car license plate fee, which add up to about ***300 yuan.
In Chengdu, apply for a car loan and find a wealth management network.