Now I want to buy a house with my boyfriend (unmarried) If only his name is written on the real estate license, what hidden dangers will there be in the future? Is it troublesome to add my name in the future?
It doesn't matter if people have a good relationship. Once there is a little trouble, the interests will be very troublesome, including your house, because it is legally yours. Even if you marry your boyfriend, your house can be divided as your husband's and wife's property in case of emergency, although you can produce a lot of evidence. When the court makes a judgment, it is based on objective existence. If you and your boyfriend add their names after buying a house, it will cost a lot of money to register with the exchange, which is equivalent to the cost of real estate transactions. It's best not to do this, and put your name in, but there are problems involving the second home loan and the property tax in the future.
That is, you should avoid the second mortgage as much as possible. If you buy a house only with your boyfriend, not your name, you can have a prenuptial agreement to guarantee your rights and interests. However, once the agreement is written, the marriage will be awkward. If you don't write, it will appear that you are an outsider, with only obligations and no rights, and you need to implement them seriously.