The main process of rural credit cooperatives loans:
Application, a natural person with full civil capacity who meets the local household registration conditions may apply for a loan from the local grassroots organization for starting a business or breeding;
At the time of preliminary examination, after receiving the application of the loan applicant, the rural credit cooperatives shall timely review the basic conditions and entrepreneurial projects of the applicant and put forward preliminary examination opinions;
After the audit, the rural credit cooperative will contact the lender to supplement other information and conduct the audit;
Guarantee, after the rural credit cooperatives review, it is necessary to review whether the conditions of the guarantor meet the conditions of the guarantor;
Sign the agreement, the rural credit cooperative will notify the applicant according to the investigation and relevant process regulations, and contact the guarantor and the applicant to sign the agreement after the loan review is no problem;
When lending, the rural credit cooperatives shall, according to the investigation and approval, timely issue loans to the applicants according to the relevant loan procedures;
Feedback, rural credit cooperatives should promptly issue loans to grassroots organizations, and regularly report the acceptance, credit line, credit line, actual loan amount, etc. Filing with local organizations.