Jiu Credit is a pure online P2P platform, which guarantees the characteristics of "Internet". In addition, the concept of "O" refers to creditors, which can be individuals or investment companies. Generally speaking, it represents a level, thus avoiding the limitations of financiers and having wider resources and more advanced models.
P2O mode is the only operation mode of the nine major credit platforms at present, which is different from simple mortgage loan projects and secured loan projects of general platforms. Under the P2O model, investors can clearly see that 65,438+000% of the borrower's total loan information and the mortgage registration of the relevant departments of the project mortgage pledge have eliminated the risk of self-financing and misappropriation of loans by the platform. In the process of creditor's rights transfer, the platform is the server, the supervisor and the protector of customer's rights and interests, and the registered users of credit can invest and manage money with confidence.
The content of creditor's rights management is to introduce fixed-income investment and financial management projects based on the Internet to individual investors, so as to ensure high returns and low thresholds. Nine credit financing projects are marked as SME mortgage projects, and all financing projects are strictly reviewed and mortgaged by well-known national guarantee companies and investment institutions that have strategic cooperation with Nine Credit. Then, the intermediary provides this information to the fund lender, and they directly reach a loan agreement, and the fund lender gets the loan interest. Credit provides irrevocable joint and several liability guarantee for the timely repayment of principal and interest of loan projects.