How can I calculate the equal principal and interest repayment when I borrow for 250 years?
The total loan is 250,000 yuan.
The total repayment amount is 392,666.43 yuan.
Pay interest 142666.43 yuan.
Number of months of loan: 240 months
Average monthly repayment 1636 438+0438+0 yuan.
250,000 yuan loan with an annual interest rate of 5.4 * * * What's the interest? "Jia Wei Anjie Investment Guarantee Company" replied: 250,000 yuan, 20 years, 5.4% interest rate, monthly repayment 1.706 yuan, total interest 1.5935 1 yuan.
The loan is 250,000 yuan, which is cost-effective in 10 or 15 years. The interest rate is 4.9, and the loan 10 year:
Waiting amount for debt service
The total loan is 250,000 yuan.
The total repayment amount is 3 16732. 19 yuan.
Pay interest 66732. 19 yuan.
The loan period is 120 months.
The monthly repayment is 2639.43 yuan.
The loan interest of150,000 yuan can be repaid in two ways, namely, the equal principal and interest method and the average capital method:
1. Matching principal and interest refers to a repayment method of housing loan, that is, the same amount of loan (including principal and interest) is repaid every month during the repayment period. The calculation formula of monthly repayment amount is as follows:
[loan principal × monthly interest rate ×( 1+ monthly interest rate) repayment months ]/[( 1+ monthly interest rate) repayment months-1].
2. Average capital refers to a repayment method, that is, the total loan amount is divided into equal parts during the repayment period, and the equal principal and interest generated by the remaining loans in the current month are repaid every month. In this way, because the monthly repayment amount is fixed and the interest is less and less, the borrower is under great pressure to repay at first, but as time goes on, the monthly repayment amount is less and less.
Calculation formula of average capital loan:
Monthly repayment amount = (loan principal/repayment months)+(principal-accumulated amount of repaid principal) × monthly interest rate.
The total loan amount is 6.5438+0.5 million, assuming the loan term is 3 years and the loan interest rate is 4.4%.
Matching principal and interest method: the monthly repayment is 4,455.34, the total interest paid is 65,438+00,392.17, and the total principal and interest is 65,438+060,392.17;
Average capital method: the repayment in the first month is 4,765,438+06.67, with a monthly decrease of 65,438+05.28, total interest of 65,438+00,65,438+075.00, and total principal and interest of 65,438+060,65,438+075.
I want to borrow a mortgage from the Agricultural Bank of China, 250,000 yuan, ten years or twenty years. Ask how to calculate the interest and how much it will be paid every month. There are two kinds of commercial loans and provident funds, the main difference is the different interest rates.
There are two repayment methods, equal principal and interest and average capital.
It is convenient to suggest equal principal and interest.
As for how to calculate, it is complicated. You don't need to know that the bank won't cheat you, and even if you forget it, it won't be cheap.
You just need to know that the repayment plan given by the bank is consistent with what you calculated with the online mortgage calculator.
thank you
The loan is 200,000 yuan, and the interest on the loan150,000 yuan is 6%. How much should I give to the bank each month for loans of 10 and 20 years respectively? 15W 10 is monthly 1745.5, 20 years 1 167.45. 20W 10 is 2327.33 per month, and 20 years is 1556+0.
/kloc-how to calculate the annual interest rate of 49% for a loan of 0/50,000? If the "equal principal and interest repayment method" is selected, the monthly payment for a loan of 10 is about 1583.66 yuan.
A house loan of 350,000 yuan. Loan for 20 years, calculated with the interest of 20 15 of ABC loan, how much is the monthly loan? The total loan is 350,000 yuan.
The total repayment amount is 57309 1.34 yuan.
Pay interest of 22309 1.34 yuan.
Number of months of loan: 240 months
The monthly repayment is 2387.88 yuan.
Hope to adopt!
I bought a house and got a loan of 250,000 yuan. How much interest do I have to pay after 20 years? Hello, the loan is the result of comprehensive calculation based on the loan amount, execution interest rate, loan term, repayment method and other factors. It is impossible to calculate the actual monthly payment and interest only by the loan amount.
If you want to calculate the monthly information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq tries to use the benchmark interest rate of the current loan to try monthly payment.
If you have any other questions, please visit the online customer service of China Merchants Bank (website: forum.cmbchina./CMU/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your attention and support to China Merchants Bank!