According to the loan quota of Shanghai Pudong Development Bank, the maximum loan quota does not exceed 80% of the net car price (excluding various surcharges and premiums), and imported cars do not exceed 70% of the net car price (excluding various surcharges and premiums). For example, if Wang Mai Jr.' s new car costs 500,000 pounds, he can get a loan of up to 400,000 pounds. Please consult the outlets for the specific loan amount.
Shanghai Pudong Development Bank, referred to as Shanghai Pudong Development Bank for short, is a national joint-stock commercial bank approved by the People's Bank of China on August 28th, 20 10/99365438+10, and listed on the Shanghai Stock Exchange on October 9th (stock code: 600000), with its head office in Shanghai. Relying on the advantages of financial specialty, Shanghai Pudong Development Bank is committed to practicing corporate social responsibility. Take corporate social responsibility as an integral part of Shanghai Pudong Development Bank's culture, brand and core competitive advantage, form the responsibility competitiveness with Shanghai Pudong Development Bank's characteristics, actively practice the triple responsibilities of economy, society and environment, and strive to become a respected listed company.
Compared with other banks, the car loan process of Shanghai Pudong Development Bank is relatively easy. As long as the lender submits the materials that need to be prepared to the business hall of Shanghai Pudong Development Bank, the loan can be released after the audit period.
The materials to be submitted when buying a car with a loan from Shanghai Pudong Development Bank include the lender's valid identity certificate, household registration certificate, marital status certificate and personal income certificate; Automobile sales contract; Proof of down payment for car purchase; Application form for automobile consumption loan (available at the nearest business outlet of Shanghai Pudong Development Bank); Other materials required by the bank.
Specific loan process of Shanghai Pudong Development Bank
The lender will prepare the information of Shanghai Pudong Development Bank's housing loan process required for the loan, apply for a loan at Shanghai Pudong Development Bank and submit the information; The bank accepted the application, began to review the borrower's information and conducted a pre-loan investigation on the borrower; After the data is reviewed, the borrower and the borrower sign a loan agreement; The borrower handles mortgage registration, insurance and other procedures; Banks issue loans and borrowers repay them. You can set up your own installment payment.