Beijing real estate mortgage loan platform, fast loan network, loan service platform, Huahan Finance and Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd. have better real estate mortgage loans.
1, Beijing real estate mortgage loan platform
Beijing Loan Guarantee Platform was established in accordance with the law on 20 10, located in Chaoyang District, Beijing. The platform adheres to the business philosophy of "legality, safety, professionalism and efficiency", fully draws on professional financial service concepts and technologies, and combines the domestic market demand for multi-channel financing and loan guarantee, specializing in loan guarantee services.
2. Fast Loan Network
Fast loan network was founded by well-known domestic entrepreneurs and financial industry veterans. Adhering to the tenet of "what customers think, what we think", relying on the advanced financial system platform, perfect service network and professional management team, the company adopts the concept of efficient and high-speed service, which has been highly recognized by customers from all walks of life.
3. Loan service platform
The loan service platform belongs to Guangzhou Lending Information Technology Co., Ltd., which was established in June 2065438+2007. It is a loan service organization specializing in the field of asset mortgage. The loan has reached a long-term strategic cooperative relationship with a number of financial institutions and funders; It mainly provides loan financing services of more than 6,543,800 yuan for loan customers, including personal mortgage loans, large-scale enterprise mortgage loans, and advance loans.
4. Huahan Finance
Huahanfang, a subsidiary of Guangzhou Huahan Investment Consulting Co., Ltd., is a real estate loan information consulting service platform. The business areas mainly involve real estate mortgage loan, real estate secondary mortgage, mortgage re-mortgage loan, mortgage-to-mortgage loan, real estate transaction loan, sealed house loan, etc.
Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd.
Beijing Huadian Zheng Tong Investment Guarantee Co., Ltd. has a registered capital of 50 million yuan. With rich background resources and strength, and the service concept of "customer-centered, honesty-oriented", it has established a brand recognized, satisfied and loyal by consumers and developed into a unique professional financial service institution.
What are the loan requirements of Beijing Real Estate Mortgage Corporation?
What are the loan requirements of Beijing Real Estate Mortgage Corporation? The requirements of real estate mortgage loan for borrowers are: at least 18-60 years old, with no criminal record, no bad credit record, and stable occupation and income; The requirements for mortgage real estate loans are: clear property rights and complete documents, not exceeding 20 years (some banks will relax to 25 years); Those who meet the above conditions and can provide relevant certification materials can apply for real estate mortgage loans. When real estate is mortgaged, the property right of the house should be clear, meet the listing and trading conditions stipulated by the state, and can enter the real estate market for trading without other mortgage; The house age (calculated from the date of completion of the house) shall not exceed 30 years; Mortgaged houses are not included in the local urban reconstruction plan, and there are real estate licenses and land certificates issued by real estate departments and land management departments; The owner of the collateral can be the borrower himself or others; If another person's property is used as collateral, the mortgagor must issue a written commitment to the borrower to apply for a loan with his property as collateral, and ask the mortgagor, his spouse or other property owners to sign it. Beijing real estate mortgage loan can be handled in the following ways: 1. Banks: banks are the lending institutions that most people choose at present, with relatively realistic interest rates and deadlines, but high application thresholds; 2. Small loan companies: Small loan companies are non-governmental organizations, and the interest rate will be relatively high, but the application threshold is low. The basic process of Beijing real estate mortgage loan is as follows: step one: fill in the loan application form at the bank and submit the loan application materials according to the requirements of the bank; The second step: the appraisal of the house, the appraisal report issued by the appraisal institution recognized by the bank; Step 3: Bank audit. After approval, the bank will communicate with the borrower about the loan amount, interest rate, repayment period and repayment method, and the two parties will sign a contract after communication; The fourth step: mortgage registration, with all the loan information to the Housing Authority for mortgage registration; Step 5: After obtaining other warrants, the bank will lend money according to procedures. With the development of society, loans are not only the patent of large enterprises, but also available to everyone in today's society. Lending banks have certain requirements for individuals and enterprises. The most basic requirement is good credit, that is to say, there is no black history of owing money and nothing illegal or taboo.
Do you know any institutions in Beijing that can handle real estate mortgage loans?
No matter in Beijing or in which city, you will encounter the need for funds. Then some friends may think of applying for a loan from the bank through a credit loan, but when you need too much money, you can consider applying for a mortgage loan from the bank to get a larger amount. Do you know any institutions in Beijing that can carry out real estate mortgage loan business?
It is understood that the institutions that can carry out real estate mortgage loan business in Beijing mainly include banks, companies, guarantee companies, Beijing companies, pawn shops and five-color soil mortgage loan companies. Among them, the expected annualized interest rate of bank real estate mortgage loans is the lowest, and the monthly expected annualized interest rate of non-bank real estate mortgage loans is generally around 2%. Banks only accept unsecured real estate, not secondary mortgage, the mortgage ratio is generally below 70%, the loan approval time is 1~2 months, the loan term is about 1~30 years, and the actual expected annualized interest rate of commercial and consumer real estate mortgage loans is about 8~ 12%.
Five-color soil mortgage loan company accepts real estate mortgage loans from Beijing, Shanghai, Qingdao and Nanjing. You can apply for a second mortgage, and the mortgage ratio is up to 50%; The loan approval time is 1~. The loan period is 3-60 months; Pay interest every quarter, and repay the principal when due. The monthly interest is about 1%, which can be repaid in advance.
Beijing company accepts real estate mortgage loans and credit loans. Some companies can apply for a second mortgage with a mortgage ratio of 60%; Review the loan for about 3- 10 days; The loan term is about 6~ 12 months. The expected annualized interest rate is about 2% per month.
Pawnshops in Beijing accept real estate mortgage, second real estate mortgage, civilian pawn and automobile pawn. The monthly interest rate is about 3%, and the mortgage interest rate is below 70%; The loan time is 1-, and the loan period is 5 days to 3 months.