Insure in the same year and receive money in the same year. I didn't get it that year, and the compound interest was 4.5% every year. When you want it again,
You can also attach a major illness exemption. If you get a serious illness, you don't have to pay the insurance premiums that you haven't paid in the future.
These are the two biggest characteristics of this product, but a price is a product. This kind of insurance product with high annuity repayment frequency and relatively good liquidity is certainly not as good as the traditional endowment insurance with weak liquidity in the long run.
But each has its own advantages and disadvantages, and it depends on everyone's different needs to decide what kind of insurance to buy.
Just like many big brands of clothes, they look good. But not everyone looks good in it, nor is it the quality of the clothes themselves. It is only suitable for inappropriate things.
Although I am not from Beijing, I am always welcome to ask questions, including consulting other companies' products and social security issues. I'm not familiar with them in Shanghai, so I can't help them. ......
There is also the need to understand social security, such as some health insurance, so it is necessary to pay attention not only to repeat purchases with other commercial insurance, but also to avoid excessive repeated coverage with social security.