1, product information of Dinghui Village, JD.COM
JD.COM fixed deposit is a low-risk savings deposit, with a maturity of 5 years and no closed period, which can be withdrawn in advance. The highest maturity interest rate of savings deposits is 50 yuan.
2.JD.COM Issuer Ding Huicun
The main issuer of Dinghui Village in JD.COM is Pingdingshan Bank, which is a regional joint-stock commercial bank with independent legal personality. As a bank, it has strong anti-risk ability, but it is more risky than other commercial banks.
3.JD.COM Ding Huicun Interest Rules
1) Buy before 22: 30 every day, and the value of the day can be withdrawn in advance;
2) Pay interest on a monthly basis. Every full month is an interest payment period, and the interest will be sent to the relevant account. The calculation method of interest is: interest per period = principal * annual interest rate * holding days /360.
3) The longest term is 5 years, and it will be automatically processed when it expires. The expected income of the day will be displayed before the next day 12: 00, and the actual expected income will not be affected.
4.JD.COM Dinghui Village Withdrawal Rules
As a closed-term savings product, it can be withdrawn in advance, and the payment and interest payment methods are as follows:
1) If the holding period is less than 1 day, no interest will be accrued;
2) 1 day? 3)7 days? 4) 1 year? 5)2 years? 6)3 years? 7)5 years
All the above information about JD.COM Ding Huicun, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.