What are the precautions for renting a house to withdraw the provident fund?
1. Handling without property right certificate: employees who deposit in Nanchang can log in to the homepage of Nanchang Real Estate Information Network or the "Online Office" column, click the "Nanchang Real Estate Information Inquiry" link, input relevant information, and issue the results of real estate information inquiry the next day. If the query result is no room, you can print the property information query form as proof of the query result of no room. Employees in Xinjian District, Nanchang County, Anyi County, Jinxian County and Wanli District need to issue a certificate of no real estate to the local real estate management department.
2. In principle, the withdrawal amount in the employee housing provident fund personal account is paid to the employee himself by transferring it to his bank card account. Employees applying for withdrawal of housing provident fund shall handle it by themselves. If you can't handle it yourself, you can entrust your spouse to handle it. The agent shall provide the original ID card of the agent. Relevant policies and business handling guidelines can be inquired through the website, WeChat official account, mobile APP or obtained from the management center.
What is the extraction process of housing provident fund rental?
1, which meets the conditions for housing provident fund withdrawal. Workers only need to pay the housing provident fund for three months in a row, which meets the extraction conditions. This provident fund can be confirmed by itself, and there is no need to submit supporting materials.
2. Under normal circumstances, provident fund management does not accept individuals to handle withdrawal business. Employees who need to withdraw the provident fund through renting houses should submit the original rental contract and fill in the withdrawal form of the provident fund to the relevant departments of their units, and can arrange the withdrawal only after approval.
3. After the approval is successful, the applicant only needs to go to the bank where he handles the provident fund card and withdraw the amount. Usually, the withdrawal limit of Beijing's provident fund is1January in 500 yuan, and it is withdrawn once a year.
How much provident fund can I withdraw from renting a house?
1. When applying to withdraw housing provident fund to pay the rent in the previous year, the total amount withdrawn by the extractor shall not exceed the total amount of rent actually paid in the previous year.
2. The extractor of public rental housing shall apply for extraction within one year from the date when the rent payment certificate is issued, and can extract it once a year (in the same calendar year).
3. For renting commercial housing, the deposit amount in personal account shall be kept for three months, and the personal withdrawal amount shall not exceed one third of my annual remittance amount (monthly payment amount × 12), and the height shall not exceed 10000 yuan. The balance of the provident fund account cannot be directly used to pay the rent, and can only be withdrawn after renting the house. At present, the management of provident fund includes monthly withdrawal, quarterly withdrawal and semi-annual withdrawal. It is suggested that the renter consult the unit clearly before returning the rent.