Supplementary information:
Investment and financing is a comprehensive term for investment and financing, which means that some people need investment and others need financing, and each needs his own place.
Among them, investment refers to the process that enterprises and individuals sign agreements with each other for the specific purpose of promoting social development, realizing mutual benefit and transferring funds.
Financing, in a narrow sense, is the act and process of raising funds for enterprises.
Extended data:
In China, investment and financing mode mainly refers to decision-making mode (who will invest), investment and financing mode (source of funds) and investment use mode (how to invest) in the process of resource allocation, which is the concrete embodiment of investment and financing activities.
First, enterprise financing.
Enterprise financing refers to a business activity in which an enterprise proceeds from its own production and operation situation and the use of funds, and according to the needs of its future business development strategy, it uses internal accumulation or raises funds needed for production and operation from investors and creditors of the enterprise through certain channels and methods.
Capital is the blood of an enterprise and a necessary condition for its production and business activities. Without sufficient capital, the survival and development of enterprises can not be guaranteed. Therefore, enterprise financing is closely related to capital supply system, financial market, financial system and credit culture.
There are two main financing methods for enterprises:
1, one is endogenous financing.
Endogenous financing refers to the funds generated by the company's business activities, that is, the funds raised within the company, which are mainly composed of retained earnings and depreciation. It refers to the process that an enterprise continuously converts its savings (mainly including retained profits, depreciation and fixed liabilities) into investment.
Endogenous financing has the characteristics of primitiveness, autonomy, low cost and risk resistance, and is an indispensable part of the survival and development of enterprises.
In developed market economy countries, endogenous financing is the first choice for enterprises and an important source of funds for enterprises.
2. One is external financing.
Exogenous financing means that an enterprise raises funds from other economic entities outside the enterprise in a certain way. External financing includes bank loans, issuing stocks and corporate bonds. In addition, commercial credit and financial leasing between enterprises also belong to the category of exogenous financing in a certain sense. Exogenous financing is a process of absorbing the savings of other economic entities and transforming them into investments.
With the progress of technology and the expansion of production scale, it is difficult to meet the capital demand of enterprises by relying solely on endogenous financing, and exogenous financing has gradually become an important way for enterprises to obtain funds.
Second, enterprise investment.
Enterprise investment refers to an economic activity in which enterprises invest in their own assets and bear corresponding risks in order to legally obtain assets or rights and interests. Enterprise investment has a commercial process from input to output, and a little careless investment will go up in smoke. Therefore, enterprises need to pay attention to objectively evaluating their own conditions, do what they can, carefully study the investment environment and investment projects, and do a good job in market research to prevent investment failure.
Enterprise investment can be divided into direct investment and indirect investment.
Generally speaking, direct investment is to put funds into production and operation, mainly for enterprises to set up and purchase various assets for production and operation, so as to obtain investment income through investment in enterprises. Direct investment in this kind of business accounts for a large proportion of the total investment.
Indirect investment, also known as financial investment or securities investment, refers to the investment in financial assets such as securities in order to obtain dividend or interest income. With the improvement of China's financial market and the formation of multi-channel financing, the indirect investment of enterprises will be more and more extensive.
Third, the investment and financing service platform
The investment and financing service platform for SMEs with government background [3] is as follows:
Investment and financing service platform for small and medium-sized enterprises in Chengdu High-tech Industrial Development Zone: Icon, a value-added service platform for small and medium-sized enterprises, adopts the innovative operation mode of government, market and enterprise, and provides all-round services for small and medium-sized enterprises in the park such as banking, securities, funds, patents, strategy, finance, property rights and other transactions through the establishment of "enterprise development consulting center" and "financial management center".
Provide value-added services for small and medium-sized enterprises by building venture capital industry associations, risk research institutes, wealth clubs and information platforms.
In order to realize and support the service function, Chengdu Hi-tech Investment Group has reached strategic cooperative relations with more than ten well-known investment and financing institutions and professional service organizations at home and abroad, such as Jinyong Group, Shen Yin Wanguo, KPMG, etc. 100, and realized partial settlement or remote service contact through the information platform.
Private background of small and medium-sized enterprises [3] The investment and financing service platform is as follows:
Investment and financing plate is a professional third-party investment and financing information service platform in China. On the basis of establishing an investment and financing information database, the investment and financing section displays multi-dimensional investment and financing information, and provides targeted investment and financing information docking and project matching services for customers through online and offline standardized and personalized service systems, which greatly improves the success rate of enterprise investment and financing activities and government investment attraction, and solves the problem of information asymmetry. In addition, the investment and financing circles also pay close attention to market changes in real time, deeply understand the practical problems of SME financing, and actively create various new financing methods, which will help SMEs achieve real financing.
Xuding Capital has the largest investment and financing portal platform in China, providing investment and financing and professional value-added services for small and medium-sized enterprises. The investment and financing platform has close contact and in-depth contact with well-known investment institutions, governments and service industry institutions at home and abroad, so as to realize the entrepreneurial ideal of entrepreneurs and pave the way for the development of small and medium-sized enterprises. The investment and financing platform is entrusted by many angels and venture capital companies to find investment enterprises, including Sequoia Capital, Northern Lights, Safran Fund, IDG, Softbank, Lan Xin Asia, KPCB, Oriental Fuhai, GGV and other well-known domestic investment institutions. It is the best investment and financing service platform in China!