There is no doubt about the real estate chaos in Youxian County. Zhongtian Real Estate in Youxian County did not handle the real estate license for hundreds of owners, and the bank handled the mortgag

There is no doubt about the real estate chaos in Youxian County. Zhongtian Real Estate in Youxian County did not handle the real estate license for hundreds of owners, and the bank handled the mortgage normally. First of all, the contract is a piece of paper, isn't the real estate license also paper?

You don't need to apply for a real estate license to apply for a mortgage. The mortgage process is like this:

1, choose a good house;

2. Apply for mortgage loan;

After examination, the bank knows that you have repayment ability and agrees to give you a loan. You sign a house purchase contract with the developer;

4. Then, you, the bank and the developer * * * go to the mortgage department of your housing authority to handle the mortgage formalities;

Then, you have to go to the bank to go through many formalities.

Simply put, your house belongs to the bank before you pay off the house. The real estate license is in the bank. When you return it, you can go to the bank to get it. The developer has handed this matter over to the bank and the housing authority, and will not care about you for several years.

Ha ha! Give points. Keep asking questions.