Personal financial information is divided into three categories according to the degree of sensitivity, which are C3, C2 and C 1 in turn, where C3 mainly refers to all kinds of account passwords, C2 mainly refers to accounts, ID card information, SMS passwords, KYC information and addresses, and C 1 mainly refers to account opening time and payment sign information.
1. What is personal financial information?
1. Personal identity information: including personal name, gender, nationality, nationality, ID card type number and expiration date, occupation, contact information, marital status, family status, address and photos of residence or work unit, etc.
2. Personal property information: including personal income, real estate owned, vehicles owned, tax payment and the amount of provident fund paid.
3. Personal account information: including account number, account opening time, bank, account balance, account transaction, etc.
4. Personal credit information: including credit card repayment, loan repayment and other information formed by individuals in economic activities that can reflect their credit status.
5. Personal financial transaction information: including personal information obtained, saved and retained by banking financial institutions in the process of payment and settlement, wealth management and safe deposit box, as well as personal information generated when customers have business relations with third-party institutions such as insurance companies, securities companies, fund companies and futures companies through banking financial institutions.
6. Derivative information: including personal consumption habits, investment intentions and other information that reflects certain situations of specific individuals after processing and analyzing the original information.
Second, what are the personal financial information?
Personal financial information refers to the professional service activities such as financial analysis, financial planning, investment consulting and asset management provided by commercial banks for individual customers by using the advantages of outlets, technology, talents, information, funds and various financial tools.
Specifically, commercial banks use financial knowledge, professional technology and extensive information resources to provide customers with all-round and personalized financial services according to their financial situation and specific needs.
In addition to providing general information consultation, we also use various financial instruments, such as savings, financing, bank cards, personal checks, safes, insurance, securities, foreign exchange, funds and bonds. Put forward appropriate financial planning, guide customers how to arrange their own income and expenditure, and realize their personal ideals and goals through the optimal allocation of personal assets.