According to the enterprise survey, 360 IOUs and CreditEase enjoy the expected business licenses, have registration information in the Industrial and Commercial Bureau, and are supervised by the China Banking Regulatory Commission, so they are reliable.
360 IOU is a credit technology service brand under Qifu Technology. In February 2023, the 360 brand was renamed Qifu Technology. Qifu Technology is an excellent credit technology service platform driven by artificial intelligence, adhering to the initial intention of "starting from safety and keeping technology".