1. If it is overdue for more than one month and you can't be contacted, it is possible for creditors to take legal measures to recover debts.
Creditors send a message that they want to sue you, indicating that they already think that taking legal action is a necessary step.
3. In China, overdue loans are a breach of contract, and creditors have the right to safeguard their rights and interests through legal channels.
Summary:
According to the information you provided, the online loan was overdue for more than one month, and the creditor could not be contacted. Creditors send messages threatening to sue you, and there is a real risk of being sued. If you are faced with this situation, it is recommended to actively communicate with creditors and seek legal advice as soon as possible to understand the countermeasures.
Extended data:
In China, debt disputes can be resolved through judicial procedures. Creditors can bring a lawsuit to the court and ask for a judgment to recover debts. If the court decides that there is a penalty, you may have to bear corresponding legal responsibilities, such as paying overdue interest and late fees. Timely communication with creditors and seeking legal help will help solve the debt problem.