First, the query method
Domestic companies mainly through:
(1) National Enterprise Credit Network (except Shenzhen)
For the inquiry method of overseas listed companies' shareholding, the current method can only inquire about the announcements of overseas listed companies.
Second, the analytical method
1, Banking Department
For example, Xin Kai Loan, its shareholders and sponsors are: CDB Financial Co., Ltd. to pay its shares. CDB Finance is a wholly-owned subsidiary of China Development Bank, so this is a typical banking platform.
2. Listing Department
For example, pterosaur loan, its shareholder sponsor is Legend Holdings (Tianjin) Co., Ltd., which paid in its shares. Legend Holdings (Tianjin) Co., Ltd. is a wholly-owned subsidiary of Legend Holdings Limited, so this is a typical listing platform.
3. Venture Capital Department
For example, micro-loan network, its shareholder sponsor is: Haining Handing Yuyou Equity Investment Partnership (Limited Partnership) paid-in shares. This is a typical listing platform.
How do investors judge the authenticity of P2P platform background?
In the above three platforms with obvious backgrounds, there is a similar phenomenon, that is, among the types of equity, there must be enterprises participating in shares. If they are all natural person shareholders, this platform will be greatly discounted if it is put on the "background aura".
4. Private sector
Its biggest feature is that shareholders are generally natural person shareholders, and some shareholders are private enterprise shareholders, which requires in-depth investigation of the shareholding structure of shareholder companies.
Third, the case that will soon become a background platform.
General background After a company has reached a strategic cooperation with the platform, even if an agreement is signed, it will take some time to change the equity information, ranging from 1 month to 3-5 months.
Fourth, the background company platform in Hong Kong or abroad.
From the time of reform and opening up, companies with foreign backgrounds often choose individuals to hold shares in mainland companies in the form of natural person shareholders, which is also reflected in P2P.
Five, even if the shares, the background company is not necessarily reliable.
Some back-office companies have specific agreement requirements when signing agreements with the platform. If they can't meet their requirements, the back-office companies can choose to withdraw their funds. For example, the venture capital company that loves to make a fixed investment should have signed other agreements privately, so even if you can find the name of Beijing Juxinda Technology Co., Ltd. in the information of the shareholding structure, he has not publicly subscribed. When the platform is in big trouble, others will make an announcement to push the responsibility clean.
Abstract of intransitive verbs
Generally speaking, the natural advantage of a platform with background is that the company's reputation has a high starting point, and there are often various resources behind the background company. But they also have their own shortcomings, that is, they are slow to make decisions on major issues, and they often discuss and discuss, discuss and discuss, and discuss for three times. When the results are discussed, the good opportunity has passed and the daylily is cold. On the contrary, entrepreneurial platforms are often more flexible and easier to seize opportunities.