Credit rating usually refers to the index level based on the credit, quality, solvency and capital of the assessed object, that is, the possibility that rating agencies use established symbols to identify the future solvency and willingness of the subject and bonds. On July 20 10/day, Dagong International Credit Rating Co., Ltd., a domestic independent rating agency, released the first batch of credit ratings of 50 typical countries. This is the first time that China and the world's first non-Western rating agency have released national sovereign credit risk information to the world.
Two, apply for credit AAA enterprises should have the conditions:
1, and the current credit rating is Grade A, which is applicable to Grade A management 1 year or above;
2 actively support and cooperate with the inspection and quarantine work. The quality of import and export commodities or services has been stable for a long time, and there have been no quality and safety problems, quality claims and disputes for three consecutive years;
3. The inspection error rate in the previous year was below 1%;
4. There is no record of dishonesty or violation of laws and regulations in business, people's bank, customs, taxation, industry and commerce, foreign exchange and other relevant departments. Within a year.
Three. The credit rating evaluation process is as follows:
1. The rating team submits the credit rating report and working papers after the three-level review to the internal credit review committee of the credit rating agency;
2. The internal credit review committee shall hold a review meeting. The review meeting will listen to the appraiser's introduction, discuss, question and review the credit rating report and working papers, and put forward opinions on the revision of the credit rating report; The credit evaluation committee determines the credit rating of the rating object according to the credit rating method and rating restriction conditions;
3. The rating team modifies the credit rating report according to the credit rating and evaluation opinions decided by the credit evaluation committee;
4. The rating results shall be valid only if more than two-thirds of the members of the evaluation committee agree.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.