Regardless of whether the company is registered or not, don't believe all the letters sent by Baidu's anti-alliance team that you can borrow money only by your ID card. Then, the liar will cheat you to pay down payment, insurance premium, guarantee fee, loan fee, notary fee, credit information fee, mortgage fee, card opening fee and so on. Step by step, and ask you to open an account in the name of running water in the bank and insufficient capital verification. If you pay the fee, the liar will think that you have violated the agreement with him and threaten you to pay huge liquidated damages. This is really a low-level hand. Remember, no matter what reason the other party asks you to pay any fees in advance, it is absolutely. Under any circumstances, don't be cheated yet! Don't believe the threat of any liar, because the other party is suspected, so it is a breach of contract with the liar. Therefore, I would like to remind netizens not to believe such loan or card information released by various online investment and financing guarantee companies and various microfinance companies, especially in big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, which are basically liar companies! If you are cheated, regardless of the amount, please choose to call the police! So rampant, please also ask local public security organs to vigorously crack down on rectification! ————————————————————————————————————————————— For the knowledge alliance team interested in rebellion, please click on the anti-alliance below to apply for membership. I doubt you can!
2. Can Guangzhou Rural Commercial Bank borrow 700,000 yuan without mortgage?
If you don't have a mortgage, but meet other conditions, you can borrow 700 thousand. You can apply for a commercial loan. Conditions for applying for a commercial loan: you have legal residence status; Have a stable occupation and income; Having the ability to repay the loan principal and interest on schedule; There are assets recognized by the loan bank for mortgage or pledge, or (and) there are guarantors who meet the prescribed conditions as their guarantees; There is a contract or agreement for the purchase of housing; When applying for a loan, there is no less than 30% deposit in CCB. If the house payment has been paid in advance to the selling unit, the original and photocopy of the payment receipt are required; Other conditions stipulated by the lending bank.
3. Is there an ID card mortgage loan in Guangzhou?
no
4. Can I get a loan with my ID card in Guangzhou?
You can't apply for a loan just by your ID card.
1. Most of the current ID card loans are credit loans, that is, loans can be made without mortgage, but it does not mean that loans can be made only with ID cards. You need to have a certain income certificate and a stable job, which is more suitable for civil servants, teachers, employees of state-owned enterprises, stable entrepreneurs, white-collar workers and managers. ID card is only the necessary material for loan, and the most important thing is to provide proof of income and prove that you are suitable for credit loan.
At present, there is no loan product that can be obtained only by ID card. No matter what kind of loan, in addition to the ID card, at least another proof should be provided. In the process of loan, ID card is only an essential thing. In addition, don't pay any fees before the loan arrives to prevent being cheated.