This is not forbidden. If the loan is cancelled, it is equivalent to the early maturity of the loan and should be paid off at the time of liquidation.
Second, the enterprise has a loan in the bank, can it be cancelled?
The enterprise has a loan in the bank and cannot cancel it. An enterprise can't cancel without paying off the bank loan, and can apply for bankruptcy. However, how to liquidate specific assets depends on whether individual joint liability is stipulated, and if it is stipulated, it is necessary to recover from individuals. To cancel the company's ordinary account in the bank, you must first transfer the balance in the bank, and if there is a check, you need to submit a check certificate. Then the legal person prepares all the required original documents and the legal person's ID card, official seal, financial seal and private seal. At the beginning, I opened a bank seal card and applied for account cancellation. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator. The cancellation of a company refers to the process that a company needs to apply to the registration authority for cancellation to terminate its legal personality when it declares bankruptcy, is acquired by other companies, the prescribed business term expires or the company is dissolved internally. Before going through the cancellation formalities with the registration authority, the company must carry out liquidation according to law, including terminating production, operation and sales activities, handling company affairs, settling civil litigation, clearing creditor's rights and debts and distributing the remaining property. After clearing up the company's property, preparing the balance sheet and property list, the liquidation group shall formulate and submit the liquidation plan, which shall be submitted to the shareholders' meeting for discussion and approval or confirmed by the competent authority. Liquidation plan's main contents include: liquidation expenses, wages and labor insurance premiums payable, taxes payable, paying off the company's debts, distributing surplus property and ending liquidation.
3. Hello, I have bad debts from ICBC, which have been cancelled. What should I do?
Credit card debt, after taking all possible measures and necessary procedures, the irrecoverable credit card overdraft principal and interest can be confirmed as bad debts. Overdraft overdue beyond 18 1 day (inclusive) can be recognized as bad debt, indicating that the bank has reminded it more than 6 times. The write-off of bad debts does not mean the termination of your contract with the bank. You are still obligated to repay the arrears and all the interest payable. It is suggested to pay off the bank's money as soon as possible. The landlord's credit card is definitely not available. I suggest contacting the bank to pay off the debt and cancel the card. Your bad record can only be automatically deleted after 5 years from the date of paying off the debt.
4. Can companies with outstanding bank loans be cancelled?
Of course not. The bank must pay off the loan before closing the account, otherwise it cannot close the account.