His answer was impeccable and the most standard, but I couldn't ask many questions, so the interview had to end hastily. In less than a year, the gentleman left his job because of poor performance. I was not surprised when I heard that.
Story 2: A Wenzhou native has never been to college or studied finance. Why? Real estate speculation? Came to Beijing, moved to many industries and became a trust manager. I asked? What do you think trust is? He said excitedly, I'll tell you something. Trust is great. You can take other people's money and let it out. It's not illegal fund-raising! ?
His answer impressed me deeply, which is a simple understanding of trust by Wenzhou people! This gentleman knew nothing about trust at first, but he was open-minded and eager to learn, and always found the most professional person to help him solve the problem. Now the trust company is doing well.
Story 3: The president of a bank branch cooperated with a trust company several times, became addicted and started his own business. I asked? What do you think trust is? He said, this is the form of organization! I asked, what kind of organizational form? He said it was resource integration. If you have enough resources integration ability to integrate the whole industrial chain, you are a trust company! You have no trust license. Did you find someone? OEM? Hmm!
This gentleman has set up an asset management company, found a good project, coordinated the sales channels of trust products, and then went to a trust company. The trust company is very happy that someone delivers the project to the door, and 2% of the trust reward is enough, and this gentleman can get 3%-5% of the financial advisory fee from the financier. Of course, the premise is, what did he find? Is it reliable? The project can only pass the risk control procedures of the trust company.
These three stories are typical, but the signature of another trustee, Weibo, gave me more thoughts. He said:? True trust is a culture, a culture rooted in contract and belief, a commitment and protection of the conscience of heaven and earth, and we are still far from it! ?
Associated with the origin of trust, there is a saying? Crusades? Soldiers may never come back. Go out? I entrusted my property and even my wife and children to others before. In the history of China, a similar story is that Baidicheng was entrusted to an orphan.
I vaguely feel that trust, at first glance, is financial, and then it is legal arrangement, which is human nature. The existence of trust is based on trust and recognition of the good side of human nature. Of course, this trust is also based on the "guarantee" of the legal system.
Back to reality, what does the trust industry in China lack? What is missing may not be investment tools or investment targets, but trust! Trust companies are in China, so they can't get enough trust.
This is written by most trustees and their partners. What is a trust? From their answers, we can see that they regard trust more as a financial tool, as a tool to integrate resources and realize interests, rather than from the perspective of accepting the entrustment of the client and realizing the interests of the client.