(1) The customer is a qualified investor;
(2) The trustor participating in the trust plan is the only beneficiary;
(3) The number of natural persons in a single trust plan shall not exceed 50, and the number of qualified institutional investors shall not be limited;
(4) The trust period is not less than one year;
(five) the trust fund has a clear investment direction and investment strategy, which is in line with the national industrial policy and other relevant regulations.
(6) The beneficial right of trust is divided into trust units with equal shares;
(seven) the trust contract shall stipulate the remuneration of the trustee, and the trust company shall not use the trust property to directly or indirectly make profits for itself or others in any name except reasonable remuneration;
(8) Other conditions stipulated by China Banking Regulatory Commission. Article 6 The term "qualified investor" as mentioned in the preceding article refers to a person who meets one of the following conditions and can identify, judge and bear the corresponding risks of the trust plan:
(a) natural persons, legal persons or other organizations established according to law to invest in trust plans, with a minimum amount of not less than RMB 6,543,800,000;
(2) A natural person whose total personal or family financial assets exceed RMB 654.38+0 million at the time of subscription, and who can provide relevant property certificates;
(3) A natural person whose personal income has exceeded 200,000 yuan per year in the last three years or whose total income has exceeded 300,000 yuan per year in the last three years, and who can provide relevant income certificates. Article 7 When promoting a trust plan, a trust company shall have standardized and detailed information disclosure materials, clearly indicate the risk-return characteristics of the trust plan, fully reveal the risks and risk-taking principles involved in the trust plan, truthfully disclose the resumes, professional training and work experience of professional teams, and shall not use any misleading statements that may affect investors' independent risk judgment.
Where a trust company promotes a trust plan in different places, it shall report to the provincial agency of China Banking Regulatory Commission at the place of registration and promotion before the promotion. Article 8 When launching a trust plan, a trust company shall not commit any of the following acts:
(1) Promise that the trust funds will not suffer any losses, or promise the minimum income of the trust funds in any way.
(2) Carry out public marketing publicity;
(3) Entrusting non-financial institutions to make recommendations;
(4) The recommendation materials contain contents inconsistent with the trust documents, or contain false records, misleading statements or major omissions;
(5) Exaggerated introduction of the company's past business performance, or maliciously belittled peers;
(6) Other acts prohibited by China Banking Regulatory Commission. Article 9 When establishing a trust plan, a trust company shall conduct due diligence in advance, and issue due diligence reports on matters such as feasibility analysis, legality, risk assessment, and the existence of related party transactions. Article 10 A trust plan document shall include the following contents:
(1) Subscription risk statement;
(2) A description of the trust plan.
(3) Trust contracts.
(4) Other contents stipulated by China Banking Regulatory Commission. Article 11 The subscription risk statement shall at least include the following contents:
(1) The trust plan does not promise capital preservation and minimum income, and has certain investment risks, so it is suitable for qualified investors with strong risk identification, assessment and tolerance;
(2) The trustor shall subscribe for the trust unit with his own legally owned funds, and shall not illegally raise other people's funds to participate in the trust plan;
(3) Risks arising from the trust company's management of the trust property according to the trust plan documents shall be borne by the trust property. If the trust company violates the trust plan documents and improperly handles trust affairs, the trust company shall compensate with its inherent property; When the compensation is insufficient, it shall be borne by the investor;
(4) The signature of the client on the subscription risk statement indicates that he has carefully read and understood all the trust plan documents and is willing to bear the corresponding trust investment risks according to law.
Subscription risk statement in duplicate, indicating the number of trust units subscribed by the customer, which are held by the trust company and the beneficiary respectively.