During the year 17, the city introduced a new provident fund policy, and the maximum loan amount was increased in many places.
Four new pre-applied land projects were launched in Beijing, with a total starting price of 15438+02338+0 billion yuan.
Five cases of planning adjustment of construction land in Shenzhen Qianhai area
Chongqing Banking Insurance Regulatory Bureau: Improve the convenience of loan repayment for new citizens who meet the conditions for purchasing houses.
Chongqing pre-centrally supplies 27 plots with a total construction area of 35 1 1,000 square meters.
The down payment ratio of the first suite in Lishui City, Zhejiang Province fell to 20%, and the maximum provident fund loan was 700,000 yuan.
Guangzhou "relay loan" was stopped
One-day tour with "20% down payment" notice in Yanjiao, Hebei Province
1 According to incomplete statistics, since 2022, Gansu, Guangxi, Shenyang, Taizhou, Beihai, Nanning, Zigong, Qingdao, Jinan, Shangqiu, Wuzhou, Chenzhou, Jiujiang, Dongguan, Zhongshan, Zunyi, Heihe and other places have issued at least 17 new provident fund policies, including increasing the maximum amount of provident fund loans and reducing. Individuals, in addition, many places have also put forward rescue measures for enterprises affected by the epidemic.
Recently, the Beijing Municipal Planning and Natural Resources Commission launched four new pre-application websites. Among them, two new plots involving houses are located in You 'anmen Street, Fengtai District, Beijing and Beijing City Sub-center 1 102, with a total starting price of 103 billion yuan, a total land area of about 107800 square meters and a total building control scale of about 30.62 square meters. The other two new pre-applied plots are Beijing Tongzhou New Town 040 1 Plot 46 and Beijing City Sub-center 65438 Plot FZX- 1202-000 1. The land properties are B4 comprehensive commercial and financial service land and F3 other multi-functional land, respectively, and the initial transaction price is 20 1 10,000.
On April 6th, Shenzhen Qianhai Administration announced the change of construction land planning permits for five land use projects. After adjustment, the construction area of business apartments has increased greatly, and the total construction area of five business apartments has increased by 6. 1 10000 square meters. In addition, among the five parcels changed this time, the height limit of four parcels has been improved: the height limit of T 102-0330 parcel has been adjusted from 120m to150m; T 102-0333 plot height limit is adjusted from 100 m to 150 m; T 102-0335 The land height limit was adjusted from 100 m to 120 m; T 102-0332 plot, which has two small plots, 09-05-03 plot and 09-05-04 plot, one height limit is raised and the other height limit is lowered, forming obvious height difference; The original height limits of plots on 09-05-03 and 09-05-04 were 180m and 150m, and were adjusted to 250m and 120m. In addition, a new clause has been added to all five plots, that is, the block where the project is located will implement integrated design and overall development to build an international block.
On April 7, Chongqing Banking Insurance Regulatory Bureau issued a notice on printing and distributing the Detailed Rules for the Implementation of Financial Support for New Citizens to Live and Work in Peace and contentment, encouraging financial institutions in the region to provide services for new citizens in terms of entrepreneurship, employment, housing, education and medical care. Among them, in terms of meeting the housing demand, the Detailed Rules clearly stipulate that banks and insurance institutions should increase their support for public rental housing, affordable rental housing, * * property housing and other affordable housing and urban old community renovation projects under the premise of legal compliance and controllable risks, so as to help increase the supply of affordable housing. Commercial banks should provide exclusive financial products in the development and construction of affordable housing, purchase, stock revitalization, renovation, operation management and supporting municipal infrastructure construction, and should provide exclusive credit to specialized and large-scale housing leasing enterprises, and give appropriate tilt in terms of credit line, loan conditions, approval process and credit scale to reduce the capital cost of housing leasing enterprises. In order to meet the reasonable demand for housing credit, commercial banks should earnestly implement differentiated housing credit policies, reasonably determine the mortgage loan standards for new citizens' first homes that meet the requirements of housing purchase, establish a scientific and prudent credit evaluation system, and improve the convenience of new citizens who meet the requirements of housing purchase policies, have the ability to buy houses and have relatively stable income to borrow and repay. In addition, relevant banks should vigorously develop housing savings business, reduce the cost of housing credit with the characteristics of "deposit first and then loan" and "constant low interest rate", and accurately meet the medium and long-term financing needs of new citizens.
On May 7th, the pre-supply announcement of dump plots released by Chongqing Public Resources Trading Network showed that 27 plots of land with a total area of 2.02 million ㎡ and a total construction area of 35 1 1,000 ㎡ would be pre-supplied. Centralized pre-supply plots belong to the second-class residential and commercial and residential land. It is reported that the centralized pre-supply plots are mainly distributed in the main urban area of Chongqing. Among them, there are 5 in Shapingba District, 5 in Beibei District, 4 in Hi-tech Zone, 3 in Yubei District, 3 in Banan District, 2 in Nan 'an District, 2 in Jiulongpo District, 2 in dadukou district and 1 in Jiangbei District.
On June 6, the Housing Provident Fund Management Committee of Lishui City, Zhejiang Province issued the Notice on Adjusting the Housing Provident Fund Policy of Lishui City, which showed that the maximum amount of employees with double deposit was adjusted from 500,000 yuan to 700,000 yuan, and the maximum amount of employees with single deposit was adjusted from 250,000 yuan to 350,000 yuan. The minimum down payment ratio of employees applying for housing provident fund loans for the first time to purchase the first set of self-occupied housing was reduced to 20%.
On July 7, a bank in Guangzhou started the "relay loan" again, but as things continue to ferment, the bank has urgently stopped the project. It is reported that the age of the main lender of "relay loan" needs to be between 18 and 65 years old. According to the age of children, the longest loan is 30 years, and the monthly payment of parents and children is more than 2 times, with the minimum of 5.4% for the first set and 5.6% for the second set. Because the name relay loan is sensitive and Guangzhou is a first-tier city, every move has a huge impact.
On April 6, news came from the real estate sales and intermediary in Yanjiao, sanhe city, Hebei Province: On the 6 th, Yanjiao Bank lowered the down payment ratio, with a down payment of 20% and a mortgage interest rate of 5.07%; The second set is 30%, and the mortgage interest rate is 5.55%. On April 7, credit officers and developers of several commercial banks said that Yanjiao's loan policy for buying new houses and some commercial banks did plan to implement a 20% down payment, but the news was widely spread on the Internet and social media. In order to avoid adverse effects, the local financial regulatory authorities have stopped the policy.