Renting by installments will not affect the credit information, because it is different from loans. It will only be paid by the rental platform in installments, and only the rent for one year or half a year will be paid to the landlord. Then the tenant can pay the rent in the form of monthly payment, and the contract is terminated by stages. The installment platform provides the service of "paying rent by installment and monthly". If the rent is overdue, you have to pay a late fee of 50 yuan/day, and there is no mention of "credit investigation" and other related contents.
What should I pay attention to when renting a house?
1. No matter what kind of house you rent, you must first find out the property rights of the house. If the house has no property rights, there will be problems during the lease period, and the tenant will lose the most.
2. You must sign a contract to rent a house, and the amount, time and property should be clearly written in the contract, so as to guarantee the rights of the tenant. At the same time, this contract shall be made in duplicate, one for each party to ensure its validity.
3. When renting a house, you should also look at the property clearly, because when renting a house, you need the property to deal with it. Therefore, the property management ability is better. It is best to ask the residents in the same community to know more about the situation.
In fact, renting a house should also consider saving money. You can check your favorite house online first, and then go to the community to investigate and ask about the surrounding residents, without an intermediary.
It is important to pay attention to the convenience of transportation when renting a house. If the transportation is inconvenient, it will be inconvenient for tenants to go out. In addition, we should pay attention to whether there are markets, supermarkets and schools around, so that life is more convenient.
6. Renting a house must depend on the situation in the house, especially water, electricity, heating and furniture. It is necessary to carefully check whether these household appliances can be used normally. In addition, the furniture and electrical appliances at home should also be discussed with the owner to avoid unnecessary trouble.
Bian Xiao concluded: The above is about whether renting a house by stages will affect credit reporting. I don't know if it will help everyone! No matter which way you choose to rent a house, you should pay the rent on time so as not to affect your credit information.