How to quantify the external guarantee amount of enterprises? Such as the ratio to net assets.

Generally speaking, mortgage guarantee or pledge guarantee does not specifically set the proportion or upper limit for a certain industry, but it will be set according to the categories and attributes of mortgaged property or pledge, such as:

Maximum mortgage loan ratio of collateral category

60-80% of the bill

Securities 80- 100%

50-80% real estate

Equipment 50-70%

Land 70-90%

Patent right 30-70%

The loan proportion of different collateral is mainly measured according to the difficulty of realizing collateral, and the proportion of each lending bank is also different.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.