First, the company background
Everbright Life Insurance is a state-owned enterprise. It was originally established by a joint venture between Canada Yongming Finance and China Everbright Group. It is a joint venture life insurance company, the first company of this nature in northern China.
Everbright Life Insurance Company mainly provides customers with lifelong protection and wealth accumulation products, and all the products sold have been audited by China Banking and Insurance Regulatory Commission. In addition, the company will also provide some special services for customers, such as issuing temporary insurance policies and telephone consultation centers.
Second, solvency.
Solvency is the basic index that must be considered when measuring the financial situation of insurance companies. In the first quarter of 2022, the comprehensive solvency adequacy ratio of Everbright Life Insurance was 179.0 1%, the core solvency adequacy ratio was 1 14.95%, and the latest comprehensive risk rating was Grade A, which exceeded the standard bottom line stipulated by the CBRC.
In order to compare Everbright Life Insurance with other insurance companies in the market, Senior Sister compiled a solvency ranking. Interested friends don't miss it: which company is the most "capable" to pay in the latest solvency ranking in 2022?
Third, claims service.
Although many insurance companies do not have a wide range of outlets, they must entrust a third-party agency, which will delay the limitation of claims. However, Everbright Life Insurance has terminal branches in Tianjin, Beijing, Zhejiang, Jiangsu, Shanghai, Guangdong and other places, which is very beneficial for consumers to insure and settle claims.
Through the above introduction, everyone has a better understanding of Everbright Life Insurance Company. But there are various indicators to evaluate whether an insurance company is good or not. You can also analyze it from these aspects: what should we look at when we look at insurance companies?
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