Kaka Finance Bian Xiao brought a detailed introduction about how everyone borrows money:
How about giving everyone a loan?
Renren loan is an internet financial platform owned by everyone, focusing on personal lending. The platform adopts a combination of online and offline mode, and the information disclosure is relatively transparent. It will publish relevant operational data every quarter, so as to facilitate investors to understand the operating conditions of the platform and predict and avoid risks in time. The project funds are deposited and managed by China Minsheng Bank, and the risk reserve is set to provide investors with 65,438+000% principal guarantee.
Renren loan not only insists on small-scale dispersion all the time, but also completes the deposit and management of bank funds in February 20 16, which is one of the earliest platforms to complete the deposit and management of bank funds.
After years of development, the Renren loan business has covered more than 2,000 regions in more than 30 provinces across the country, serving more than 2 million accurate users. The accumulated turnover of Renren Loan exceeded 46.2 billion yuan (data ended at 20 17, 12, 3 1 3). In 20 13 years, Renren Lending, the parent company of Renren Loan, completed a series of financing of1300,000 USD, which was the largest in the industry at that time. 2065438+In May 2004, it won the certificate of "aaa Credit Enterprise for Enterprise Credit Evaluation". In 20 15 and 20 16, it was selected as one of the top 100 Internet enterprises in China, and it was awarded aaa rating (the highest level) in China online loan evaluation system (jointly established by China Academy of Social Sciences and China Securities Jinniu Financial Research Center) for four consecutive quarters.
How to get a loan for everyone? What are the procedures?
The loan process of renren loan is very simple. You can borrow money as long as you follow the steps. Easy to borrow, just four steps:
The first step is to register as a Renren loan user and complete the identity authentication.
The second step is to select a loan product to initiate an application.
The third step is to upload the necessary application materials.
The fourth step is to start bidding after the approval. After the tender is full, the loan will be released immediately after the loan is completed, and then it can be repaid on time every month.
What are the conditions for people to borrow money?
1. Applicants must be between 18-55 years old, and underage children and elderly people over 60 years old will be rejected;
2. The mobile phone number provided by the borrower must be authenticated by real name, and it shall be handled with the ID card of the borrower;
3. A personal credit report issued by the Credit Information Center of China People's Bank is required. People with poor credit may not pass the audit.