It may be a system problem. Please be careful not to be cheated when calling customer service. Take the formal platform, and there are special people to follow up on micro-loans.
1. Microparticle loans will be reviewed by telephone. After the loan application is successful, some people will lend money within a few minutes after approval, while others will show waiting for telephone confirmation. Confirmation telephone number: 0755-88648320. The telephone audit is mainly to ask about your basic situation and confirm that this is the loan I applied for. If you miss the call, the staff will contact you at other times, but if you miss it many times, the audit may fail. Micro-loans do need telephone audit, but it depends on your loan situation. If the process shows that you are waiting for telephone confirmation, a telephone review is required.
2. Microfinance audit telephone number: 0755-88648320. If you miss the call, you can call back directly. If no one answers, you can consult their customer service. Received within one day at the latest. The payment speed of small loans is still very fast. But sometimes you need to call to confirm. The money won't arrive until the phone is confirmed. You need to pay attention to answering customer service calls. If you miss it, don't worry. You can call you later. Moreover, you can continue to borrow small loans without paying off the loans.
As long as the amount of micro-credit is tightened, you can borrow money at will and pay it back when you borrow money. Small loan funds are generally in place within 3 minutes, basically in real time. Because the conditions for the use of microfinance are very strict, and microfinance is automatically approved by the system. After passing, users will pay immediately, but sometimes they need to confirm by phone. You must pass. Particle loan adopts user invitation system. Users who can use particle loans are all high-quality users, so their payment speed is very fast.
: The loan application may require telephone verification. The dial-out number of the customer service of Particle Nuclear Power Company is 95384. If you can't answer the phone at that time, Particle will contact you again at another time. In order to enable you to answer the phone in time, it is recommended to save the customer service phone number of Particle Nuclear Power Company 95384 and add it to your phone address book to prevent the phone from being automatically intercepted and unable to answer the phone.
Operating environment: Huawei nova7Pro 2.0.0. 168.
Is it necessary to use microfinance for the first time?
For the first time to apply for micro-loans, users with excellent credit qualifications can apply for loans, and there is no need for electronic audit. Most users will receive audit calls. Therefore, when users apply for micro-loans for the first time, try to keep their mobile phones open and avoid missing the audit call. The application page will show whether there is an audit call. If there is an audit call, but the user misses it, it will directly affect the loan audit result.
Extended data:
I. Matters needing attention in electronic review of microfinance
Take the initiative to apply for small loans, the vast majority of borrowers will receive a telephone reply, and the loan application will display "waiting for telephone confirmation"; Micro-loan also announced the customer service phone number, reminding all lenders who use micro-loan that it is safe and reliable to call this number to verify relevant information. Don't trust other strange numbers. Customer service will not ask you to transfer money on the phone, provide password verification code and pay handling fee.
If you have any questions, you can contact WeChat customer service at any time to ask, and don't fall into the trap of a liar.
Second, the repayment date
The repayment date of small loans is fixed, with the first repayment date as the repayment date.
The first loan took place on 1 1 20th, 2005. 1-27, and the repayment date is the lending date; The first loan occurred on 28-3 1, and the repayment date was June 8-27, 65438 or June 17 10-7. Once the repayment date is determined, the subsequent loan application will also be repaid according to the repayment date.
Therefore, users can adjust the repayment date of micro-loans as long as they pay attention to the first loan time. As for whether the repayment date can be modified in the future, the provisions of micro-loan shall prevail.
3. Small loans, like credit cards, are overdue for credit reporting at the meeting. Because the micro-loan comes from Weizhong Bank under Tencent, when the borrower applies for micro-loan for the first time, all the usage will be recorded in the credit report. Therefore, the repayment should not be overdue as far as possible, because overdue will not only have credit stains, but also have penalty interest. From the overdue date, a penalty interest of 50% of the agreed interest rate will be added to the overdue principal amount every day until it is paid off. If you want to maintain good credit, you must pay back on time.
Is there a telephone audit for borrowing small loans?
1. Some people will call for a review, while others will not. This is not fixed. If you call the audit, it will take about a minute, mainly to find out whether there is a stable source of income and whether you have the ability to repay. This is a very important step, and many friends fail to review because of this step.
2. In the phone call for loan review, you should explain your work well, including company size, enterprise nature, position, working years, stability, salary, etc. Let the auditor feel that you are a person with a stable source of income, and it is difficult to convince the auditor that you have no job and your family can help pay for it.
3. Apply for fast three-step payment!
4. After the micro-loan application is submitted successfully, some people will receive the loan funds within a few minutes, while others will be prompted to wait for telephone confirmation. So in some cases, micro-credit loans will call.
5. If it is not convenient to answer at that time, please note that you may contact again at other times, and make sure your mobile phone is unblocked.
6. If you miss the confirmation call, the staff will contact you at other times. If you miss it many times, your application may fail and you need to resubmit it.
Want to know more information about borrowing money from microfinance, is there a telephone audit? Go to: See more.
Why do small loans need telephone audit?
After the user submits the micro-loan application, the system will randomly check whether the user needs telephone audit. If the user is found in the spot check, the user needs to pass the telephone audit this time. After submitting a loan application, you will generally receive an audit call on the same day. Users only need to answer relevant questions truthfully, and telephone audit is easier.
Of course, if you miss the phone call or make mistakes in answering questions, then the phone application will not pass, that is, the loan application will also be rejected.