Development prospect of supply chain financing

The main listed companies in the supply chain finance industry: China Industrial and Commercial Bank (60 1398), Ping An Bank (0000 1), China Merchants Bank (600036), Suning.cn(002024), Haier Zhijia (600690) and Yi Yatong (002/).

The core data of this paper: the proportion of participants, financing scale, profit contribution rate, etc.

There are many types of participants in supply chain finance in China, including: supply chain management service companies, logistics enterprises, industrial core enterprises, banks and other financial institutions, and various financial technology service enterprises. They all cut in from their respective advantages, and there is a situation in which a hundred schools of thought contend. At present, there are four main competitive formats in China's supply chain financial market: diversified competitors, limited customers, low business financing scale and low profit contribution.

1. Participants in supply chain finance: supply chain management enterprises and financial institutions account for more than 55%.

In 20 19, supply chain management enterprises and financial institutions as liquidity providers accounted for 56. 15% in total. The combined proportion of foreign trade integrated service platform and B2B platform reached 20.63%, and the proportion of financial technology service providers participating in supply chain finance was 9.6%.

2. internet plus's supply chain financial competition ecology: "three streams in one", * * * competing with each other.

In recent years, with the development of financial technology, supply chain finance has attracted all kinds of capital competition, and gradually formed a "capital flow" represented by commercial banks and internet financial platforms, "logistics" represented by core enterprises and e-commerce platforms, and "data flow" represented by information service platforms and risk control service providers. This "trinity" isomorphism has formed the overall competitive pattern of "Internet plus supply chain finance" at this stage. The core of "Trinity" is the high credit of core enterprises, effective credit system and perfect risk prevention.

3. Analysis of the financial layout of the Internet giant's supply chain: from the C-end to the B-end, enter the industrial Internet.

The next battlefield for Internet giants is to move from the C-side to the B-side and enter the industrial Internet. Among them, supply chain finance has become a breakthrough for giants to cut into B-side business. JD.COM, Alibaba and so on. Based on their e-commerce genes, lay out supply chain finance within the system; Tencent and others have stepped out of their own social system, building on the asset side and docking on the capital side. , through blockchain, ABS and other layouts. The emerging "supply chain finance" focuses on the "accounts receivable" of enterprises, that is, the creditor's rights such as payment for goods formed after enterprises sell products to customers.

The above data refer to Forward-looking Industry Research Institute's Analysis Report on Forward-looking and Investment Strategic Planning of Supply Chain Finance Market in China.