What happened to Bank of Ningbo recently?

Bank of Ningbo has recently become a good enterprise in banking stocks. Among 16 city commercial banks listed on A-share, Bank of Ningbo ranks first in capital adequacy ratio and second in core tier 1 capital adequacy ratio. Looking at the four major banks or conventional banks, they are generally large, but their share prices are generally low.

1. Bank of Ningbo (full name Ningbo Bank Co., Ltd.) was established in April 1997, and is a city commercial bank with independent legal personality. In May 2006, Bank of Ningbo introduced overseas strategic investor-OCBC Bank. On July 19, 2007, Bank of Ningbo was listed on Shenzhen Stock Exchange (stock code: 002 142), becoming one of the first listed city commercial banks in China.

2. By the end of September, 20021year, the company's non-performing rate was 0.78%, which has been lower than 1% for ten consecutive years, and the asset quality has obvious comparative advantages; The loan-to-deposit ratio of the Company is 4.03%, and the provision coverage ratio is 565,438+05.30%. The annualized weighted average return on equity of the company is17.22%; The capital adequacy ratio is14.92%; Tier 1 capital adequacy ratio is10.58%; The core tier 1 capital adequacy ratio is 9.39%.

1, the development history of Bank of Ningbo

Bank of Ningbo was founded in April, 1997. It was established on the basis of 17 urban credit cooperatives, 1 urban credit cooperatives union and four offices. In June 2007, the registered capital was RMB 2.5 billion. In 2006, OCBC Singapore invested 250 million shares, accounting for 65,438+02.2% and 65,438+00% respectively before and after this issue.

2. Bank of Ningbo's shareholding structure.

Bank of Ningbo's shareholding structure is relatively dispersed. The shareholding ratio of state-owned shareholders and foreign shareholders is close, and social corporate shareholders accounts for a considerable share. Judging from the top ten shareholders, the shareholding ratio of the top seven shareholders after the issuance is over 56%, and their respective shareholding ratios are close. This ownership structure gives the management a relaxed management space, and also avoids the contradiction between major shareholders from affecting the normal operation of the company.

3. Distribution of outlets in Bank of Ningbo.

By the end of June, 20 1 1, there were 185 business institutions in Bank of Ningbo, including 9 branches in Shanghai, Hangzhou, Nanjing, Shenzhen, Suzhou, Wenzhou, Beijing, Wuxi and Jinhua, and 1 business department of the head office, 182.