Microfinance companies are limited liability companies or joint stock limited companies established by natur
Microfinance companies are limited liability companies or joint stock limited companies established by natural persons, corporate legal persons and other social organizations that do not absorb public deposits and operate microfinance business. Then, what procedures do enterprises need to apply for loans from small loan companies?
Procedures for enterprises to borrow from small loan companies:
1. The original and photocopy of the business license of the enterprise and the original and photocopy of the corporate identity card.
The second is the financial statements of the enterprise, including balance sheet, income statement and cash flow statement. Some small loan companies require financial statements to be audited. The balance sheet and income statement are current and previous.
Third, the enterprise has a loan certificate issued by the statutory issuing authority, and the enterprise needs to provide a general deposit account when applying for a loan.
It should be noted that different small loan companies have subtle gaps in their requirements for information. After the materials are fully prepared, you can apply to the small loan company for approval. Once approved, you can get the money by signing a loan contract with a small loan company.