How about Pacific insurance? Is it reliable? What are the precautions?
Dividend insurance and universal insurance in wealth management products are more concerned by friends. Although dividend insurance has policy dividends and universal insurance has guaranteed income, friends need to pay attention to the fact that the income of dividend insurance is uncertain and the income of universal insurance is unstable. Take universal insurance as an example, although there is a guaranteed interest rate, the income is related to the settlement interest rate, and the settlement interest rate may be different every month, so the income is also unstable. Limited space, but also want to know more about universal insurance partners, you can click this article to view:
Universal insurance financing, stable and safe income? Universal insurance from the beginning!
Compared with dividend insurance and universal insurance, annuity insurance and incremental whole life insurance are not property insurance, but they belong to the financial category, and their income is relatively stable, so they are more suitable for friends to buy as investment products. For example, the insured amount in whole life insurance will increase year by year, and the longer the life of the insured, the higher its value will generally be. Moreover, some increased whole life insurance also have the right to reduce insurance coverage and can flexibly receive some cash value. In addition, the insurance companies in Chinese mainland have a high threshold for establishment and strict supervision in the CBRC, which is relatively reliable. You might as well look at the wealth management products of other insurance companies besides Pacific Insurance. Only in this way can you buy the product that suits you best. Senior sister sorted out the whole life insurance worth buying at present. Interested friends should not miss the following list:
Freshly baked! Five High-yield and Profit Increasing whole life insurance, don't miss it!
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