1. Bring the original, duplicate and articles of association of the business license to the bank;
2. Provide the original and photocopy of the ID cards of the legal representative and shareholders;
3. Submit five seals to the company, including official seal, financial seal, legal person seal, special seal for contract and special seal for invoice;
4. Sign and seal the relevant documents;
5. It generally takes 5 working days for the bank to submit the information to the central bank for review;
6. After the approval of the central bank, the bank will issue an account opening license;
7. Get bank receipt cards, U shields and other account opening materials;
8. Complete operations such as account deposit.
Basic requirements for a company to open an account:
1. Company business license: A copy of the company's official business license is required to prove the legitimacy of the company;
2. Articles of Association: Banks may request to consult the articles of association to understand the company's business scope and shareholder structure;
3. Identity certificate of the legal representative: the identity certificate of the legal representative is required to confirm his qualification to open an account on behalf of the company;
4. Company seal card and seal: including company official seal and financial seal, etc. , used for account opening and subsequent banking operations;
5. Application for opening an account: the bank will provide an account opening template, and the company needs to fill it out and affix its official seal as required;
6. Resolution of the shareholders' meeting or the board of directors: If the company's articles of association require the approval of the shareholders' meeting or the board of directors, relevant resolution documents shall be provided.
To sum up, a company needs to follow a series of steps to open a bank account, including carrying its business license and articles of association to the bank, providing legal person and shareholder identification, submitting a full set of company seals, signing and stamping relevant documents, waiting for the central bank to review for about 5 working days, obtaining an account opening license and bank information after approval, and completing the first deposit.
Legal basis:
Company Law of the People's Republic of China
Article 6
To establish a company, it shall apply to the company registration authority for registration of establishment according to law. Those that meet the conditions for establishment as stipulated in this Law shall be registered as limited liability companies or joint stock limited companies respectively by the company registration authority; Those who do not meet the conditions for establishment as stipulated in this Law shall not be registered as a limited liability company or a joint stock limited company. Where laws and administrative regulations stipulate that the establishment of a company must be approved, the approval procedures shall be handled according to law before the company is registered. The public may apply to the company registration authority to inquire about the registered items of the company, and the company registration authority shall provide inquiry services.
Article 7
A company established according to law shall be issued a business license by the company registration authority. The date of issuance of the business license of the company is the date of establishment of the company. The company's business license shall specify the company's name, domicile, registered capital, business scope, name of legal representative and other matters. Where the matters recorded in the company's business license change, the company shall register the change according to law, and the company registration authority shall issue a new business license.
Measures of China People's Bank for the Administration of Bank Card Business
Article 28, paragraph 2
To open a basic account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China.
Measures for the administration of RMB bank settlement accounts
essay
Bank settlement accounts are divided into unit bank settlement accounts and individual bank settlement accounts according to depositors. (1) The bank settlement account opened by the depositor in the name of the company is the bank settlement account of the company. Unit bank settlement accounts are divided into basic deposit account, general deposit accounts, special deposit accounts and temporary deposit accounts according to their purposes. Bank settlement accounts opened by individual industrial and commercial households with business licenses in the name of shop names or operators shall be included in the management of unit bank settlement accounts. (2) A bank settlement account opened by a depositor in the name of a natural person with his personal identity certificate is a personal bank settlement account. The accounts opened by postal savings institutions for bank card business are included in the management of personal bank settlement accounts.