Mainly depends on the commission
2. Which department does the company belong to?
The competent units of the company are: China Banking Regulatory Commission and China People's Bank. In May 2008, the China Banking Regulatory Commission and the People's Bank of China jointly issued the Guiding Opinions on Company Pilot, which clarified the nature of the company. A company is a limited liability company or a joint stock limited company invested and established by natural persons, enterprise legal persons and other social organizations, which does not absorb public deposits and operate businesses. A company is an enterprise legal person, and shall bear civil liability for its debts with the property of the legal person. The company implements the national financial policies and conducts business within the scope stipulated by laws and regulations in accordance with the principles of independent operation, self-financing and self-discipline. Its legitimate business activities are protected by law and are not interfered by any unit or individual. Related information link:
/gzdt/2008-05/08/content _ 965058 . htm
Third, the loan officer, is the salary high?
Hello. If you want to work as a loan officer in a company, I can tell you that the company is a promising industry. If you have been a loan officer in a company for more than 5 years, you can be a department head or vice president when you go out later. The assessment of the company is generally the assessment form of basic salary and performance salary, which is determined according to the amount of your loan and the quality of your loan recovery. Generally speaking, the salary of loan officers in this industry will reach1-20,000 yuan or more (maybe not so much in the early stage).
If the loan cannot be collected, the general company will have an assessment mechanism, such as deducting performance pay and so on. Corporate loan officers generally have risk money, which can be paid when you join the company, or deducted from the proposed performance salary every month as risk money. This venture fund is used to compensate for the risk of your loan. If your loan is recovered well, the money will still be yours in the end.
Company loans will generally take the form of mortgage loans.
When there is a problem with the loan, he applies to deal with the property he mortgaged to the loan company. If the loan officer does not issue loans in violation of laws and regulations, he can guarantee to recover the loans even if there are risks.
Therefore, you don't have to worry about taking big risks. As long as you follow the regulations and do a good job of collateral, there is basically no problem.
4. What positions do microfinance companies generally have and how to determine their salaries?
Business Department, Risk Control Department, Finance Department, Comprehensive Department, General Manager and Chairman. Wages vary from place to place, and the treatment is better.