Non-taxable income and tax-free income are generally designated deduction standards, "five insurances and one gold":
1, old-age insurance: the unit pays 2 1% for you every month, and you pay 8% yourself;
2, medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan serious illness co-ordination (serious illness co-ordination mainly manages hospitalization);
3. Unemployment insurance: the unit pays 2% for you every month, and you pay it yourself1%;
4. Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself;
5, maternity insurance: the unit pays 0.8% for you every month, and you don't have to pay a penny;
6. Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.
(The above standards shall be uniformly stipulated by the state, and each region shall make appropriate adjustments according to the actual situation. )
I should pay 8%+2%+10+1%+8% =19%+10.
Grade 7 excess progressive tax rate will be adjusted by 20 1 1 in September;
Quick deduction of taxable income tax rate for the whole month (yuan)
Do not exceed 1500 yuan 3%0
1above 500 yuan to 4500 yuan 10% 105.
More than 4500 yuan to 9000 yuan 20%555
More than 9000 yuan to 35000 yuan 25% 1005
More than 35,000 yuan to 55,000 yuan 30%2755
More than 55,000 yuan to 80,000 yuan 35%5505
Over 80000 45% 13505
Obviously, before calculating the personal income tax, we should first deduct the five insurances and one gold borne by the individual from the total wages that the individual should pay, and then calculate the personal income tax. In other words, personal income tax is deducted after paying insurance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.