What should I do if I am sued for online loan arrears?

Legal analysis: what should I do if I am sued for owing online loans? I should actively answer the lawsuit. The court has to go through two stages from receiving the indictment to issuing a summons. The first stage is the review of the indictment, and then a summons will be issued to the defendant to actively respond to the lawsuit, and then the money will be returned.

Legal basis: Article 112 of the Civil Procedure Law of People's Republic of China (PRC). The people's court shall file a case within seven days after receiving a complaint or oral prosecution, and notify the parties concerned; If it is considered that it does not meet the conditions for prosecution, it shall be ruled inadmissible within seven days; If the plaintiff refuses to accept the ruling, he can appeal.

Article 113 of the Civil Procedure Law of People's Republic of China (PRC), the people's court shall send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. If the defendant submits a defense, the people's court shall send a copy of the defense to the plaintiff within five days from the date of receipt. If the defendant fails to submit the defense, it will not affect the trial of the people's court.