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Current situation and development prospect of financial industry: 1. After 30 years of rapid economic development since the reform and opening up, China has initially established a new type of financial institution organization system with macro-control by the People's Bank of China, separate supervision by the China Banking Regulatory Commission, the China Insurance Regulatory Commission and the China Securities Regulatory Commission, state-owned commercial banks as the main body, policy banks, non-bank financial institutions and foreign-funded financial institutions coexisting, with complementary functions and coordinated development. 2. Industry experts said that the development of financial technology will improve the efficiency of financial operation, bring a new environment for private enterprises to raise funds and guard against financial risks, but also bring new challenges to financial supervision. Judging from the recent intensive release of signals from the regulatory authorities, financial technology will receive greater policy support, and financial technology supervision will also be tightened simultaneously. 3. Whether graduated from undergraduate or master's degree, the employment direction of finance graduates generally includes economic analysis and prediction, foreign trade, marketing and management. If you can get some qualification certificates, you will have a wider range of employment, a higher level of employment and better treatment, such as CFA, FRM, CWM, fund managers, precision operators, securities brokers and stock analysts. 4. At present, there is a great demand for financial talents in the domestic financial market, especially nine categories of talents, such as financial risk engineers, financial engineers, chartered wealth managers, fund managers, actuaries, senior executives of vice presidents, audit supervisors, product developers and backstage staff (experienced in finance, settlement and taxation).