How do guarantee companies obtain bank credit lines? (Don't copy the answer)

Are you asking about the operation process or related conditions? The bank's credit to the guarantee company is based on the company's business qualification, registered capital, corporate governance, social reputation, financial indicators and other aspects, with special emphasis on the ability to pay, that is, the guarantee fund (the deposit deposited in the bank for direct payment after the risk occurs). Regarding the quota, we should comprehensively measure it from the above aspects. If it is the first cooperation, the magnification will be relatively low, and it will be gradually enlarged to 10 times from the second year. The specific amount is measured in terms of insurance balance, risk reserve and payout ratio. Of course, in China society, there is another important factor, that is, high-level relations, as long as it is not a big odds, it is generally no problem.