1. Sichuan Liangzi Financial Services Outsourcing Co., Ltd. is a local loan consulting service company in Chengdu, referred to as Liangzi Finance. The company is located at No.33 Daqiang West Street, Qingyang District, Chengdu, and Gulou International Sichuan Liangzi Financial Service Outsourcing Co., Ltd. Its main service is loan consultation. The loan products are all from partners, including traditional banks, emerging consumer finance companies and small loan companies. Gulou International is a Grade A office building located in Qingyang District, Chengdu. The building is located next to Daqiang West Street (the former Workers' Cultural Palace) in the city center. If you want a loan, or want to know which lending institution this is, I suggest you go and have a look.
2. A loan company refers to a banking non-deposit financial institution established in rural areas by domestic commercial banks or rural cooperative banks with the approval of China Banking Regulatory Commission in accordance with relevant laws and regulations, which provides loan services for county farmers, agriculture and rural economic development. The term "loan company" is limited in China, and it is different from domestic commercial banks, finance companies, auto finance companies and trust companies in terms of definition and business scope.
: Is the loan company legal?
1. There are many online lending or private lending companies, except banks, especially private lending companies, whose legality needs to be considered. Many people think that private loan companies are usurers, but this is not the case. Some private loan companies are legal, with complete procedures, and are also supervised by the CBRC. Lending, interest, term and so on all need to be observed. Of course, there are also some private loan companies that have no formal procedures and the interest is relatively high, even reaching the scope of usury. Then this situation is illegal and you need to be careful when choosing.
2. Whether the loan of a credit company is legal depends on the specific situation. If there are usury and routine loans, loans are illegal and criminal. Whether a small loan company is legal or not depends on the situation. Legal loan companies should have legal qualifications, that is, qualifications recognized by market supervision and financial management departments; No fees will be charged before lending, and it is illegal to charge interest and deposit in advance before lending. The loan interest rate conforms to the national regulations. At present, the interest of private lending cannot exceed 15.4%, which is online judicial protection. As long as the interest rate is below 15.4%.