2. The borrower's actual age plus the loan application period should not exceed 7 years old.
3. The borrower has the ability to have a stable job, a stable income and repay the loan principal and interest on schedule.
4. The borrower has legal and effective contracts and agreements for housing purchase, construction and overhaul, as well as other supporting documents required by Taizhou Bank.
5. The borrower has an asset mortgage or pledge approved by Taizhou Bank.
6. The borrower meets other conditions stipulated by Taizhou Bank.