Hengyuan Xinda is not just a p2p platform.
Beijing Hengyuan Xinda Investment Management Co., Ltd. is a company integrating investment and financial management, engineering construction, fire protection agency, auction and pawn, cultural media, information consulting, hotel management and international trade. In 2015, it completed the capital increase of the group, with the total capital reaching 150 million yuan
In 2014, it prepared and created the Internet investment and financing service platform - Qutou.com, through the P2P innovative model to provide investors and small, medium and micro enterprises Build a financial investment platform. Extended information
Returns and risks coexist, and P2P’s high returns are the main reason for its popularity. Compared with bank financial products, P2P has obvious profit advantages. The yield rate of mainstream P2P platforms is around 10%, which is much higher than that of banks and other financial products.
At the same time, P2P investment threshold is low, with most online loan platforms as low as 100 yuan. Compared with trust and financial products, stocks, foreign exchange, finance, etc., P2P financial management does not require complete professional financial knowledge. It is a low-threshold financial product for the masses and has higher public acceptance.
Campus loans are a new thing, so supervision was not in place at first. Since then, social incidents caused by violent debt extortion, illegal fund-raising and other issues have put campus loans at the forefront.
However, due to its own advantages, even under the shadow of negative news such as the fund-raising failure in the second half of 2015, the cumulative transaction volume in 2016 still achieved a breakthrough, achieving a single year transaction volume It exceeded 2 trillion yuan, an increase of 110% compared with the whole year of 2015. The online lending industry has gained more funding. The rising popularity of online lending also reflects that P2P online lending has become a general trend as part of asset allocation.
Baidu Encyclopedia--Beijing Hengyuan Xinda Investment Management Co., Ltd.
People's Daily Online--P2P platform "explodes" on the supervision and risk control of Internet finance