2022 Bank Interview Frequently Asked Questions and Answering Tips (The Most Comprehensive Summary)

?Try to grasp the focus of communication within the effective time: the key points of the position. Job search skills run through the entire job search process and are very important to the success of your job search. Learning job hunting skills can help us take fewer detours and make the road more smooth on the road to job hunting. So what should we pay attention to when applying for a job? Below is the "2022 Bank Interview Frequently Asked Questions and Answering Tips (The Most Comprehensive Summary)" that I have compiled for you. It is for reference only. I hope it can provide you with a reference! 2022 Bank Interview Frequently Asked Questions and Answering Techniques (The Most Comprehensive Summary) (Part 1)

?01 "Please introduce yourself"

?1. This is a must test for interviews topic. (Is there anything that remains unchanged for ten thousand years!)

?2. The content of the introduction should be consistent with your resume.

?3. Try to be as colloquial as possible in the way of expression.

?4. Get to the point and don’t talk about irrelevant or useless content.

?5. The organization should be clear and the levels should be clear.

?6. It is best to memorize it in writing in advance.

?02 "Talk about your family situation"

?1. It plays a certain role in understanding the applicant's personality, concepts, mentality, etc. This is the question asked by the recruiting unit main reason.

?2. Simply list the family population.

?3. Emphasize a warm and harmonious family atmosphere.

?4. Emphasize the importance parents attach to their own education.

5. Emphasize the good condition of each family member.

?6. Emphasize the support of family members for your work.

7. Emphasize your sense of responsibility to your family.

?03 "What are your hobbies?"

?1. Hobbies can reflect the applicant's personality, concepts, and mentality to a certain extent. This is what the recruiting unit should ask. The main cause of the problem.

?2. Don’t say that you have no hobbies.

?3. It is best to have some outdoor hobbies to "embellish" your image.

?04 “Talk about your shortcomings”

?1. Don’t say you have no shortcomings.

?2. Do not mention shortcomings that seriously affect the job you are applying for.

?3. You can name some shortcomings that are "insignificant" to the job you are applying for, or even some shortcomings that appear to be shortcomings on the surface, but are advantages from a work perspective.

?05 "What foreseeable difficulties do you have with this job?"

?1. It is not advisable to directly state the specific difficulties, otherwise the other party may suspect that the applicant is not good enough. .

?2. You can try roundabout tactics to express the applicant's attitude towards difficulties.

?3. Example: "It is normal and inevitable to have some difficulties at work, but as long as you have perseverance, a good spirit of cooperation and careful and adequate preparation in advance, any difficulties can be overcome. It can be overcome."

?06 "Why do you want to work in a bank?"

?1. I have always had a great interest in the banking industry. Pay attention to bank-related knowledge and news in your spare time.

?2. It was not by chance that I applied for the bank exam. In fact, I had been preparing for it for a long time. For example, I minored in currency and banking at school and obtained the banking qualification certificate last year.

?3. The bank’s standardized and rigorous work style and stressful work pace attract me very much.

?07 What are you going to do if you are not hired this time?

?1. If you are not hired, then treat this interview as an experience accumulation and try again next time war.

?2. Express your desire to enter this bank, so that you will apply for this bank again if you have the opportunity in the future, and will not be discouraged by this failure. Show your ability to withstand stress and your mental endurance.

?3. Express that you will accumulate experience, find the gap between you and this bank’s employment standards, and make up for your own shortcomings. Work hard to improve yourself in future work.

?4. In addition to answering the questions, I must keep smiling throughout the process, and I must be "emotional and emotional", which shows that I have reached the best version of myself and am prepared for the worst. . 2022 Bank Interview Frequently Asked Questions and Answering Techniques (The Most Comprehensive Summary) (Part 2)

?1. Could you please introduce yourself?

?Idea: This is a must-test for interviews topic.

?The content of the introduction should be consistent with your resume; the way of presentation should be as colloquial as possible; it should be to the point, and do not talk about irrelevant and useless content; the structure should be clear and the levels should be clear; it is best to use written words in advance The form is well written and memorized.

2. Talk about your family situation?

Idea: Situation plays a certain role in understanding the applicant’s personality, concepts, mentality, etc. This is what the recruiting unit should ask. The main cause of the problem.

? Simply list the family population; it is appropriate to emphasize the warm and harmonious family atmosphere; it is appropriate to emphasize the importance parents attach to their own education; it is appropriate to emphasize the good status of each family member; it is appropriate to emphasize the support of family members for their work; It is advisable to emphasize one's sense of responsibility to the family.

?3. What are your salary requirements?

Idea: If your salary requirements are too low, you will obviously belittle your ability; if your salary requirements are too high, , it will appear that you are too heavy and the company cannot afford it. Some employers usually set an expense budget for the position they are looking for in advance, so the price they first propose is often the highest price they can offer. They're just asking you to confirm that the money is enough to interest you in the job.

?Answer 1: "I have no strict requirements on salary. I believe your company will be friendly and reasonable in handling my problem. What I focus on is finding the right job opportunity, so as long as the conditions are fair, I will not Accounting is too much

?Answer 2: If you have to give a specific number yourself, please do not say a broad range, then you will only get the minimum number. It is better to give a specific number. Numbers, this shows that you have conducted research on today's talent market and know the value of employees with academic qualifications like yours.

?4. Talk about your shortcomings?

?Answer: It is not appropriate to say that you have no shortcomings; it is not appropriate to describe those obvious advantages as shortcomings; it is not appropriate to name the shortcomings that seriously affect the job you are applying for; it is not appropriate to name the shortcomings that make you feel uneasy and uncomfortable; you can name some things that are important to you. "Irrelevant" shortcomings when applying for a job; even some shortcomings that appear to be shortcomings on the surface but are advantages from a work perspective

?5. If you are not hired in this exam, you How to plan?

?Answer tips: Today's society is a competitive society. This can also be seen from this interview. Where there is competition, there will be pros and cons, and where there is success, there will be failure. .There are often many difficulties and setbacks behind success. If you fail this time, it is just once. Only through the accumulation of experience can you create a complete winner. I will look at this time correctly from the following aspects. Failure.

?First, we must dare to face it, do not be discouraged in the face of this failure, accept the reality that we will not look back if we have lost this opportunity, and reflect our psychological will and spirit on the failure. Be able to resist this failure. Be confident and believe that after this experience, you will be able to do it and surpass yourself through hard work.

Second, be good at reflection and carefully summarize the experience of this interview. Think and analyze, and you can find gaps from your own perspective.

Treat yourself correctly, evaluate yourself realistically, look at your own pros and cons dialectically, and be a sensible person.

?Third, to get out of the shadows, you must overcome the psychological pressure this failure has brought to yourself, and always remember own weaknesses, take preventive measures, strengthen learning, and improve one's own quality.

? Fourth, keep up the good work. Entering __ Bank is the first step to realize my dream. I will continue to learn, strengthen myself, and continue to work hard. Participate in the recruitment examination of __ bank.

?The content of bank questions is very flexible. Judging from the interview situation of various banks in recent years, the main ones are: self-introduction; campus experience, for example, please talk about it Talk about the most impressive thing about your university; questions about internship experience, such as what difficulties you encountered during your internship at ___ Bank and how you overcame them; and questions about career planning, such as Briefly talk about future plans; of course there are also some more sharp and embarrassing ones, such as do you plan to take the public examination? Have you received offers from other banks, which bank are you planning to choose? Under what circumstances would you choose to resign? And without a leader After the closing speech, you may also ask follow-up questions, for example, how do you think you performed just now, who do you think performed the worst in your group, who do you plan to eliminate or can only admit one person? Who do you plan to admit? etc. 2022 Bank Interview Frequently Asked Questions and Answering Techniques (The Most Comprehensive Summary) (Part 3)

?1. Please introduce yourself

?Things to think about:

?(1) This is a required question in the interview.

?(2) The introduction content should be consistent with your resume.

?(3) Try to be as colloquial as possible in the way of expression.

?(4) Keep to the point and don’t talk about irrelevant or useless content.

?(5) The organization should be clear and the levels should be clear.

?(6) It is best to memorize it in writing in advance.

?2. Talk about your family situation

?Things to think about:

?(1) The situation is important for understanding the applicant’s personality, concepts, and mentality. etc. has a certain effect, which is the main reason why the recruiting unit asks this question.

?(2) Simply the good condition of family members.

?(3) A warm and harmonious family atmosphere should be emphasized. List family size.

?(4) It is appropriate to emphasize the importance parents attach to their own education.

?(5) It is appropriate to emphasize that everyone

?(6) It is appropriate to emphasize the support of family members for one’s work.

?(7) You should emphasize your sense of responsibility to your family.

?3. Why did you choose our bank?

?Things to think about:

?(1) The interviewer is trying to understand your motivation, desire and motivation to apply for a job. attitude towards this work.

?(2) It is recommended to answer from the three perspectives of industry, bank and position.

?4. Talk about a failure experience of yours

?Things to think about:

?(1) It is not appropriate to say that you have no failure experience.

?(2) It is not appropriate to describe those obvious successes as failures.

?(3) It is not appropriate to talk about failure experiences that seriously affect the job you are applying for.

?(4) The result of the experience discussed should be failure.

?(5) It is advisable to explain that before the failure, you were more confident and tried your best.

?(6) Explain that the failure is only due to external objective reasons.

?(7) After failure, you quickly pick yourself up and face future work with fuller enthusiasm.

?5. What hobbies do you have?

?Things to think about:

?(1) Hobbies can reflect the applicant’s personality to a certain extent , concept, mentality, this is the main reason why the recruiting unit asks this question.

?(2) It is best not to say that you have no hobbies.

?(3) Don’t say that you have those vulgar and unpleasant hobbies.

?(4) It is best not to say that you are limited to reading, listening to music, and surfing the Internet. Otherwise, the interviewer may suspect that the applicant has a withdrawn personality.

?(5) It is best to have some outdoor hobbies to "embellished" your image. 2022 Bank Interview Frequently Asked Questions and Answering Techniques (The Most Comprehensive Summary) (Part 4)

?1. Where are you from?

?Analysis of common bank interview questions: Hope to create Relaxed and harmonious atmosphere.

?Sample answer: I am from _, but many people say that I look like a person from _, because my father and mother are both from _, and they both came from _ in their twenties. Moved to _ (you can't just answer the question simply, you should briefly describe the situation, or briefly describe your love for some aspect of your hometown).

?2. What are your hobbies? What do you like to do when you are free?

?Analysis of common bank interview questions: In addition to relaxing the atmosphere, you also want to judge their personality through their hobbies. .

?Sample answer: To be honest, I don’t have a particularly obvious hobby. I go bowling when friends come over, watch TV and chat online when I’m alone. I’m usually busy with my studies. , it is difficult to develop a special hobby (this type of answer hints at the positive aspects of the candidate's personality).

?3. What is your greatest advantage?

?Analysis of common bank interview questions: Are the advantages stated by candidates the qualities required for the position (no lying).

?Answer model: My advantage is my strong expressive ability and my willingness to express my opinions. I always spoke enthusiastically in class and participated in speech contests; at work, I dared to express my opinions. I believe that daring to express one's own opinions is a sign of being responsible for one's work. If we love a job, we will definitely offer suggestions to make it better (selecting the advantages that are most consistent with the position you are applying for).

?4. What is your biggest weakness?

?Analysis of common bank interview questions: The only solution is to sincerely expose your weakness, as long as the weakness is not "fatal" for the position you are applying for. hurt".

?Answer model: I think I sometimes care too much about other people's feelings. For example, I don't express different opinions directly, thinking that it will make the other party lose face. In fact, doing so is not conducive to working quickly and effectively. I hope that I can gradually learn to be more straightforward and direct with people and things.

?5. Please describe your previous internship experience and work results in the most concise language

?Inspection points: Friends should prepare this part according to their resumes , use clear language to indicate what work you have done in your internship or project experience, how it was carried out, why you did it, what problems you encountered, how you solved it, and what results you finally achieved.

?Many times, when the interviewer asks questions, you only need to first talk about what work you did, how you did it, and why you did it. If the interviewer is interested, he will continue to ask questions. For example, what problems did you encounter and how did you solve them? In other words, the answers you prepare for these questions will not be given to the interviewer in one go during the actual interview, but will be adapted to suit different questioning methods and focuses. This part focuses on examining the interviewer's language expression ability, problem-solving ability, eye gaze, etc.

?6. Why should you choose this industry/company?

?Inspection points: This question focuses on the applicant’s clear and clear positioning of himself and the company, rather than blindly Apply.

For example, why did you choose the FMCG industry? Why did you come to Tencent instead of Baidu? You can talk about your love for this industry, what preparations you have made, and what you have learned about the culture of this industry/company, etc.

?7. Professional background

?What qualities do you think this job position should have?

?Inspection points: Test the candidates’ perceived job qualities and recruitment The degree of consistency with the required job qualities.

8. Please talk about your understanding of the major you are engaged in, and what important achievements have you made in the major?

?Inspection points: Examine the applicant’s professional skills, small Partners can talk about their patents/papers/academic achievements, or the professional experience accumulated during the internship.

9. What do you think are the main responsibilities of the position you are applying for in the company? What are your personal strengths?

Examination points: This question is Examine the applicant's personal understanding of the job and how he considers the compatibility between the individual and the job.

?10. What do you think your competitive advantage is in this position?

?Inspection points: Find out the difference in advantages between this applicant and other applicants by answering this question. The answers vary from person to person, but be prepared in advance and be able to give specific examples to illustrate and support your point of view.

?11. How would you describe your personality?

?Inspection points: Test the relationship between the applicant’s personality and the culture, ethos, code of conduct, job characteristics, etc. of the recruiting unit. degree of matching. For example, extroverts have more advantages in public relations, marketing and other positions, while introverts have more advantages in scientific research, archives and other positions.

?12. Why do you want to work in xx bank?

?Answer model: To be honest, for those of us who are fresh graduates studying finance, it is the only way to get into xx bank. Coveted. Moreover, through your preaching and the information we have learned, _Bank is a challenging and valuable place. I think it is suitable for me, because I am the kind of person who likes pressure. Only under pressure can I achieve results. 2022 Bank Interview Frequently Asked Questions and Answering Techniques (The Most Comprehensive Summary) (Part 5)

?1. Bank work is very busy, so the interview time is relatively short for everyone. . The interviews held by Taiyuan Pufa in two consecutive circles were mainly about self-introduction.

?2. Prepare a better self-introduction before the interview, and practice it repeatedly. Be careful not to turn your self-introduction into a moral comment, that is the worst. You must be able to highlight your own characteristics and advantages. You can analyze yourself before the interview and find out your advantages for applying for this position (financial product marketing). However, I personally suggest that you don’t make up things to make yourself “suitable” for the job. Instead, you should show your true self, your true best self, in front of the interviewer. My personal suggestion is to find someone to sit across from you and practice "self-introduction" before going to the interview so that you can find problems. During the interview, my self-introduction was too "official" and felt like my teacher's comments in middle school. hehe. Fortunately, I corrected it in time and started talking about my strengths and so on, otherwise I would definitely be out of luck. So, it pays to practice a little ahead of time.

?3. Expression skills are very important, because this position is in the marketing center, so good communication skills are very important.

?4. Self-confidence is the most important, but you must be appropriately confident. It is taboo to be overconfident or exaggerate to express yourself. Because there are cases in our industry where people who thought they were very capable were not selected even for being a famous figure in school. It is conceivable that they were overconfident.

?5. Pay attention to details, such as knocking on the door when entering the room, and the interviewer indicates that you should sit down before you sit down. Do not drag the chair to make any noise. When you leave, put the chair back gently, close the door, and remember to say " Good morning"/"Good afternoon" and "Goodbye". Don't show too much excitement, and it's best not to shake hands with the interviewer opposite. Also, dress appropriately, or at least neatly. Wearing fancy clothes is definitely not acceptable. My personal suggestion is not to be too schooly or childish.

?6. When waiting for the interview, please also pay attention. Shanghai Pudong Development Bank pays great attention to its image and its customer base is also of high quality, so be sure not to make any noise.

?Many of the above may seem like nonsense, but they are relatively easy to ignore. I hope you can all enter Pudong Development Bank as you wish and not be defeated because of the details.

?This year’s Pudong Development Area recruitment advertisements have much wider coverage than before, and the competition will be fierce. At the same time, the selection of candidates will inevitably be on the thin side, so if you are not selected, don’t feel disappointed or have any negative feelings about yourself. Doubt, opportunity is also a big factor in success; if you are selected, don’t get involved, haha. There are also assessments during the internship. If serious problems occur, you will be fired.

?In addition, I have to say that many people feel disappointed after the internship, thinking that it is far from what they imagined, and some give up midway. However, I personally believe that work is work, which is different from school. The principle of more work and more gain also applies to work. Only through active work can you feel psychological satisfaction. In addition, you must persevere even if you are looking for a job in the future. Pudong Development Bank’s brand will help you in the first step of your job search—resume screening.

?We are still very good friends after interning together. This will be a very precious experience. Also, we often complained during internships and were sometimes disappointed with Pudong Development Bank. However, after looking for a job, we found that Pudong Development Bank’s working environment and management were particularly good. In fact, those of us who have not joined society have over-idealized enterprises and society, haha. In short, Pudong Development Bank, which is still a first-class enterprise in China, will have some positive influence and experience on those who have worked there. Come on!

?I think many people may want to know the content of the internship. In fact, the content is different in each field, but it will all revolve around the "Personal Financial Center" business. What is a "personal financial center"? Haha, it is personal banking business. The focus of college students’ internship work is to market these products related to personal business. For example, bank cards, funds, etc.; however, the tasks given to students are very few and focus on publicity.

?In short, I personally prefer Pudong Development Bank and I am very grateful to it. After all, in Taiyuan, which is located inland and is still very isolated, there are very few companies that can provide internships for college students, let alone companies with a certain degree of influence.