1, a scientific and technological small and medium-sized enterprise that can pledge legal and effective patent rights and has patent implementation ability and profitability;
2. Hold a loan card issued by the People's Bank of China that has passed the annual inspection.
3. The establishment time must be above 1 year (inclusive), with a fixed production and business premises and a stable workforce.
4. Clear property rights, reasonable organizational structure, sound management system and standardized operation.
5. According to the needs of commercial banks, other guarantee methods recognized by banks or guarantee institutions can be provided.
Patent loan can solve the patentee's urgent need when he needs money, and it is a better pledge loan choice for partners who want to start a business. Patent loan is to transform patent resources into economic benefits at the expense of patent technology pledge to meet the urgent needs of patentees. Of course, the level of patented technology directly affects the amount of patent loans.
The above original answers of Hongling Technology are for reference only, and hope to adopt them ~