2, full-time college shortage of professional (under the age of 35),
3. Have intermediate or above titles (engineer, economist, accountant, etc.) issued by the personnel department at or above the prefecture level. Under 45 years old, under 50 years old, under 55 years old),
4. Possession of an invention patent (the inventor and patentee must be themselves, under the age of 45).
The second is the purchase conditions. Conditions for foreigners to buy a house in Hangzhou:
1, non-Hangzhou property buyers, the total price of single house (including stock house) in Qianjiang New City and Shangcheng District 1 10,000 yuan or above, or the total price of single house (including stock house) in Xiacheng District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Jianggan District and Gongshu District is 800,000 yuan (inclusive).
2. The applicant's education level must be above high school;
3, the age must be greater than 18 years old, with full capacity for civil conduct, no infectious diseases;
4. The applicant has not been reeducated through labor or has been investigated for criminal responsibility.
5. The applicant actually lives in the place where the house is purchased and has the same household and a stable source of income;
6. The original household registration account for purchasing second-hand houses has moved out.
7. The purchased property shall not be traded within 3 years.
In addition, foreigners in Hangzhou can apply for loans as long as they meet the needs of relevant policies. But for mortgage to buy a first-hand house or a second-hand house, the loan method is different, depending on your actual situation. For example, you can use portfolio loans, commercial loans or pure provident fund loans.
Extension 1: materials that foreigners need to submit when applying for housing loans in Hangzhou:
Information required for mortgage loan of first-hand house:
1. Copy of ID cards of husband and wife.
2 copies of the household registration book of both husband and wife
3. Copy of marriage certificate (if the household registration book shows that both parties are husband and wife, a copy of marriage certificate is not required; If the customer is unmarried, the unmarried certificate issued by the Civil Affairs Bureau can be provided; If divorced, you can issue an unmarried certificate at the Civil Affairs Bureau; Widowed, can be issued in the relevant units or streets widowed certificate).
4. The household registration certificate of both husband and wife
5. proof of income of both husband and wife
6. Copy of bank passbook and bank card (if the copy of passbook is a salary card, it should be linked to the income certificate).
Extension 2: Information required for second-hand housing mortgage loan:
1, ID card (husband and wife), temporary residence permit (migrant population)
2. Household registration book (both husband and wife)
3. Marriage certificate (marriage certificate, divorce certificate, widowed certificate, single certificate)
4. Proof of income or solvency (unit)
5. Copy of business license stamped with the official seal of the employer (presented by the employer)
6. Certificate of academic qualifications (provided by junior college or above)
7. Current passbook of the applicant's loan bank.
8. Other materials required by the bank.