What is the maximum amount of fast loan pledged by CCB?
The maximum amount of fast loan pledged by CCB is 300,000 yuan, and the longest loan period is 12 months. The fast loan pledged by CCB is automatically approved by the system, and the loan amount, interest rate and loan term are subject to reality. After successful application through online banking or mobile banking, the approval results can be obtained in real time.
Personal pledge fast loan business is a full-process online self-help pledge loan provided by CCB to customers. With the loan, you can apply for the pledge of financial assets such as time deposits, certificates of deposit, wealth management products, insurance policies, etc. in your own name. You can pay for shopping on some e-commerce websites, swipe your card with a contracted debit card POS, and pay independently by online banking/mobile banking.
Application conditions of CCB's personal pledge fast loan:
1 is between 22 and 60 years old;
2. Good credit status;
3 Chinese mainland residents (excluding Hong Kong, Macao and Taiwan);
4. Customers who hold CCB's personal financial assets (including deposits and wealth management).
The maximum term of the pledged fast loan line shall not exceed 1 year (inclusive), and the maturity date of the line shall not exceed the pledge maturity date. When there is more than one pledge, the maturity date of the line shall not exceed the maturity date of the earliest pledge, as follows:
1 If a fixed-term savings deposit with automatic rollover function is pledged, the maturity date of the line may not be limited by the maturity date of the deposit, but the longest term of the line shall not exceed 1 year (inclusive);
2 If the wealth management products are pledged, the maturity date of the line shall not be earlier than the maturity date of the investment in wealth management products 1 month or more (inclusive).
China Construction Bank's personal pledge loan supports independent payment, and the withdrawal amount will be transferred to the consumer loan transfer account in real time, which can be withdrawn, spent by credit card or transferred to other people's accounts. The amount paid independently is subject to the amount returned by the system.