First, immediate consumer finance:
Immediately Consumer Finance Co., Ltd. is a technology-driven financial institution approved by China Banking Regulatory Commission, and holds a consumer finance license. The company officially opened in June 20 15. 20 16, 20 17 and 20 18 completed capital increase and share expansion three times, with a registered capital of 4 billion yuan. Shareholders include Chongqing Department Store Co., Ltd. (600729. SH), Beijing Zhongguancun Jinke Technology Co., Ltd., Wumart Technology Group Co., Ltd., Chongqing Bank Co., Ltd., Sunshine Property Insurance Co., Ltd., Zhejiang China Commodity City Group Co., Ltd. (6004 15. SH) and so on. Holding a consumer finance license means that the company has been approved and certified by the state, which means regulatory compliance. It also shows that consumer finance is a strictly compliant financial institution, which is different from many unlicensed institutions in the market.
Second, the most famous consumer financial products at present:
1, Anyihua: (1) Product features: users can recover the credit line online and repay it regularly after application. (2) Product overview: support scene consumption and cash withdrawal, borrowing and returning, and cash installment. 2. Spot installment: (1) Product function: commodity loans, which are used for commodity loans in specific scenarios. (2) Product overview: big data approval and highly integrated consumption scenarios. 3. Spot loan: (1) Product function: credit installment product. (2) Product overview: the application process is extremely simple, the approval is quick and the use is flexible.
In addition, it has been selected by the Credit Information Center of the People's Bank of China for many times as an "excellent institution for data quality of personal credit information system", and two projects have won the first-class achievement award of the China Banking Regulatory Commission. It can be said that instant consumer finance is a very reliable and powerful consumer finance company.