1. Short-term assets: such as accounts receivable and short-term investments, their cash flows are usually realized within one year or less.
2. Long-term assets: such as real estate, equipment and patents. Its cash flow is usually realized in a few years or longer.
3. Fixed income securities: such as bonds and debt securities. Its cash flow usually has a fixed interest payment period and maturity repayment period.
4. Stock and equity investment: The cash flow of stocks is usually obtained through dividends and the sale of stocks, and the period depends on the time of holding stocks and the dividend policy.
5. Others: These terms are approximate estimates, and the specific situation depends on the characteristics of assets, market conditions, operating conditions and other factors. When evaluating assets and forecasting cash flow, we should make comprehensive analysis and forecast according to the actual situation and relevant data in order to obtain more accurate results.
Estimate the importance of assets:
1. Decision Support: Accurate asset estimation can provide valuable information for individuals and enterprises to make decisions. For example, in the decision-making of asset purchase or investment, the rate of return and risk of assets can be evaluated by predicting assets, which can provide reference for decision makers.
2. Asset evaluation: In the process of preparing financial statements and asset evaluation, estimating assets is an important part. By forecasting the future cash flow of assets, we can quantitatively evaluate the value and profitability of assets and provide accurate information for financial reports and investors.
3. Risk management: It is expected that assets can help individuals and enterprises identify and manage risks. The forecast of future cash flow can reveal potential risks and uncertainties, so as to formulate corresponding risk management strategies and adjust investment portfolio.
4. Financing and loans: When applying for loans or financing, the expected assets are an important reference for financial institutions such as banks. Accurate asset prediction can provide support for loan evaluation and financing decision, and increase the chances of successful financing.
5. Business planning: For enterprises, expected assets are very important for business planning and strategy formulation. By forecasting the future cash flow of assets, enterprises can make reasonable business plans and targets, optimize resource allocation and improve operating efficiency.