A, SMS query mode:
1. Bank of Communications credit card bill inquiry: the last four digits of CC bill # are sent to 95559 to inquire the amount and repayment date of the latest bill of the designated card;
2. Bank of Communications credit card balance inquiry: the last four digits of CC balance # are sent to 95559, and the account balance of the designated card as of the time of sending SMS can be inquired;
3. Bank of Communications credit card unbilled query: the last four digits of CC unbilled # are sent to 95559, which can be used to query the accumulated transaction amount of the unbilled card up to the time of sending SMS;
4. Bank of Communications credit card trial repayment inquiry: the last four digits of CC trial repayment #YYMMDD# are sent to 95559, and the account balance of the designated card as of YYMMDD (year, month and day, for example, 100907) can be inquired;
2. Bank of Communications credit card information can be queried in the following ways:
1. Check the credit card consumption records of Bank of Communications through customer service telephone. Users can call the 24-hour service hotline of Bank of Communications at 400-800-9888, and turn to manual inquiry according to voice prompts.
2. Inquire about the credit card consumption records of Bank of Communications through the ATM of Bank of Communications.
3. Inquire about the credit card consumption records of Bank of Communications through its business outlets.
Extended data
Measures for the administration of bank card business
Article 45
The issuing bank shall observe the following credit card business risk control indicators:
(1) The single overdraft amount of the same cardholder shall not exceed 20,000 yuan (including the equivalent value) for individual cards and 50,000 yuan (including the equivalent value) for unit cards.
(2) The monthly overdraft balance of an individual card in the same account shall not exceed 50,000 yuan (including the equivalent value), and the unit card shall not exceed 3% of the comprehensive credit line granted by the issuing bank to the unit. The monthly overdraft balance of the unit without comprehensive credit line for reference shall not exceed 654.38+10,000 yuan (including equivalent value).
(3) The overdraft limit of the card shall not exceed 80% of the cardholder's deposit (including the amount pledged by the certificate of deposit). (4) The monthly average overdraft balance that newly occurs over 180 days (including 180 days, the same below) since the implementation date of these Measures shall not exceed 15% of the monthly average overdraft balance.
Article 46
The maximum overdraft period of quasi-credit cards is 60 days. The minimum repayment amount of a credit card in the first month shall not be less than 10% of the overdraft balance in that month.
Article 47
The issuing bank shall recover the overdraft through the following channels:
(1) Deduct the cardholder's deposit and dispose of the collateral according to law;
(2) the right of recourse against the overdraft of the guarantor;
(3) recourse through judicial procedures.