Is Tangshan Bank Tangxingbao a deposit or a wealth management?

Tang Xingbao introduced by Tangshan Bank is still a kind of deposit, which belongs to the daily interest settlement demand deposit. 20 101the latest interest rate announced on October 20th is 2.60%. Since its launch, Tangxingbao of Tangshan Bank has been divided into three series: Tangxingbao A, Tangxingbao B and Tangxingbao C. The total capital scale of these three series is 65.438+0 billion yuan, 65.438+0.2 billion yuan and 65.438+0.5 billion yuan respectively, and the product interest rate increases with the increase of the total amount in the product series of Tangxingbao. According to the total amount of all Tang Xingbao's products, the system determines the current interest rate of the products, and transfers the interest to the depositor's corresponding Tang Xingbao account the next morning. After Tang Xingbao A, B and C are paid in full, the product interest rates can reach 3%, 2.95% and 2.93% respectively.

The characteristics of Tangxingbao products are as follows: it is a deposit product, with guaranteed capital and interest, and can be withdrawn at any time in 7×24 hours, without any restrictions on withdrawal time, amount and times; If there is regular income, the product interest rate is determined according to the overall scale, and the larger the scale, the higher the interest rate; If the threshold is low, 1 threshold can enjoy high income, and small change can enjoy regular income. Interest is settled on a daily basis. Interest is settled on the current deposit on the same day, and the income can be seen every day when it arrives at the account the next day. Compound interest every day, and the interest on the daily balance of the deposit will be rolled into the next day's principal, which will give you higher income.

Tangshan Bank, which launched Tang Xingbao, is also a state-owned bank, and its financial services and security are guaranteed. Tangshan Bank Co., Ltd. (BOTS for short) was established in1June, 1998. It is a state-owned joint-stock commercial bank with independent legal personality, with nearly 1400 employees and 68 branches and outlets all over Tangshan City. In April of 20021year, it was commended by Hebei Provincial Party Committee and Hebei Provincial People's Government as "Hebei Province's Advanced Collective for Poverty Alleviation".

In addition to the normal deposit and withdrawal business, Tangshan Bank also launched a large payment system; Micro-payment system: regular lending, realizing cross-bank and cross-regional regular batch receiving and delivery business; National check image exchange system: it has realized the universality of checks nationwide; Accounts receivable pledge loan; Real estate development loans and other businesses.